Director, Small and Medium Business Payment Transformation

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Director, Small and Medium Business Payment Transformation

The Director, SMB Card Adoption & Payment Transformation will be responsible for accelerating the long term shift of small and medium businesses from cash, check, and ACH payments to card based payment solutions. This role will set and execute the strategy to increase card acceptance, usage, and share of wallet across priority SMB segments by translating customer needs, market trends, and data insights into scalable growth initiatives.

Key Responsibilities

• Define and own the SMB card conversion strategy focused on replacing cash, check, and ACH flows with card based solutions.
• Identify target segments, industries, and use cases with the highest potential for card substitution.
• Build and maintain a clear multi year roadmap aligned to SMB and payments growth priorities.

Growth & Commercial Execution

• Lead initiatives that increase card adoption, activation, and spend at scale.
• Partner with Product to shape offerings that address SMB needs such as cash flow, controls, reconciliation, and ease of use.
• Collaborate with Sales, Channels, and Partnerships to embed card led strategies into acquisition and portfolio management.
• Pilot, measure, and scale initiatives that drive sustained behavior change.

Customer & Market Insight

• Leverage data, research, and SMB feedback to understand payment behaviors and switching barriers.
• Track competitive and fintech trends impacting SMB payment choices.
• Translate insights into differentiated value propositions and prioritized initiatives.

Cross Functional Influence & Performance

• Align stakeholders across product, marketing, analytics, risk, operations, and technology.
• Define KPIs tied to conversion, usage, spend growth, and profitability.
• Communicate progress, results, and recommendations to senior leadership.

All About You

You are a pragmatic change agent who thrives on turning long standing behaviors into meaningful growth. You combine a strong sense of urgency with the discipline to operate effectively inside a complex organization—and you are energized by driving visible, measurable impact.

• SMB obsessed: You have a deep, hands on understanding of small and medium businesses—how they run, how they manage cash flow, and how they make payment decisions. You bring empathy for their constraints and clarity on what truly motivates behavior change.
• Driven by momentum and a sense of urgency: You operate with pace. You move ideas into action quickly, prioritize what matters most, and push through obstacles to keep initiatives moving forward.
• Catalyst for transformation: You are motivated by shifting entrenched behaviors, particularly moving legacy payment flows (cash, check, ACH) toward modern, card based solutions. You see both the customer value and the growth opportunity in that shift.
• Commercially sharp: You naturally connect customer needs to business outcomes. You can identify high value use cases, articulate compelling value propositions, and translate strategy into adoption and spend growth.
• Influential leader: You lead through influence, not hierarchy—bringing together product, sales, marketing, and operations partners around a shared goal and clear execution plan.
• Data guided, customer grounded: You balance quantitative insight with qualitative understanding, using both to prioritize, make decisions, and tell a clear story to senior leaders.
• Ownership mindset: You act like an owner—taking accountability for outcomes, learning quickly, and continuously raising the bar for results.

Purchase Salary Range

$179,000-305,000

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact View email address on click.appcast.io and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience.

Mastercard benefits for full time (and certain part time) employees generally include:

• insurance (including medical, prescription drug, dental, vision, disability, life insurance)
• flexible spending account and health savings account
• paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave)
• 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire
• 10 annual paid U.S. observed holidays
• 401k with a best-in-class company match
• deferred compensation for eligible roles
• fitness reimbursement or on-site fitness facilities
• eligibility for tuition reimbursement
• and many more.

Mastercard benefits for interns generally include:

• 56 hours of Paid Sick and Safe Time
• jury duty leave
• on-site fitness facilities in some locations

Everyone wants easier ways to pay; we invent them. Checkout lines are slow; we speed them along. Merchants want more sales; we give them data and insights. People need financial access; we connect them. Corporate purchasing is complicated; we make it simple. Commuters are busy; we speed them on their way. Governments need greater efficiencies; we help create them. Small businesses are virtual; we give them access to a world of buyers. Retailers want to fight fraud; we provide the tools.