Fraud Strategist

Who We Are Imprint is reimagining co‑branded credit cards & financial products to be smarter, more rewarding, and truly brand‑first. We partner with companies like Rakuten, Booking.com, H‑E‑B, Fetch, and Brooks Brothers to launch modern credit programs that deepen loyalty, unlock savings, and drive growth. Our platform combines advanced payments infrastructure, intelligent underwriting, and seamless UX to help brands offer powerful financial products—without becoming a bank. The Role Join our mission‑driven credit card startup as a Fraud Strategist on the Risk team. You'll develop and implement fraud prevention strategies, conduct regular monitoring, and build analytical models to detect and mitigate fraud risks. Your expertise will help establish robust fraud detection systems and policies that balance customer experience with risk management, enabling us to protect our customers while delivering innovative credit products. The Team The Credit Risk & Analytics team is central to Imprint's success, responsible for enabling sustainable growth by managing the inherent risks in lending. We build and refine the machine learning models and data‑driven strategies that underpin our credit decisions, from underwriting new applicants to managing portfolio risk. As part of this team, the Fraud Strategist plays a key role, reporting to the Director of Fraud Strategy with responsibilities for deploying fraud strategies, assessing existing fraud risk, and providing input on new capabilities. We leverage diverse data sources and advanced analytical techniques to optimize credit policies, minimize losses, and ensure regulatory compliance, while balancing fraud loss targets with customer experience to deliver seamless service for our partners and customers. What You’ll Do Proactively and effectively communicate with various stakeholders, discussing the root cause of trends, assessing their impact, and proposing solutions and potential optimization of strategies. Leverage analytical tools (e.g. SQL, Python, or similar) to analyze data and problem solve with the end goal of detecting trends and challenging the business. Continually assess emerging fraud threats and proactively deploy controls to mitigate risk. Perform statistical analysis to implement first‑party and third‑party fraud prevention strategies, working with cross‑functional business partners to implement strategies, track performance, and continuously improve the process and outcomes. What We Look For 2+ years of fraud strategy experience, including statistical analysis leveraging programming languages like R and Python Strong SQL skills and experience with visualization tools such as Sigma Ability to work with and analyze complex data—both structured and unstructured Experience in consumer lending payment space with experience in transactional fraud and/or AML transaction monitoring Experience with fraud prevention vendor platforms and rule engine management Ability to connect the dots and see the broader picture across various decision points within the customer journey of fraud Perks & Benefits Competitive compensation and equity packages Leading configured work computers of your choice Flexible paid time off Fully covered, high-quality healthcare, including fully covered dependent coverage Additional health coverage includes access to One Medical and the option to enroll in an FSA 16 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents Access to industry‑leading technology across all of our business units, fostering innovation, optimization, and productivity Equal Opportunity Statement Imprint is committed to a diverse and inclusive workplace. Imprint is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Imprint welcomes talented individuals from all backgrounds who want to build the future of payments and rewards. If you are passionate about FinTech and eager to grow, let’s move the world forward, together. #J-18808-Ljbffr