Auditor - Internal Credit Union

Job Description

Job Description

Affidian Credit Union is looking for an experienced Internal Auditor.  This is a full-time in-office position.  Work will be performed at the branch located at 700 W. 39th Avenue, Denver, CO 80216.  The working hours are Monday through Friday from 8:00 am to 5:00 pm with an occasional start time of 7:00 am.  The salary range is $65,000 to $90,000 per year and will commensurate with experience. In addition to a competitive salary, the Credit Union offers a comprehensive health benefits package, a generous PTO plan, paid federal holidays, and eligibility for participation in the 401 K plan.

Responsible for implementing and overseeing an internal credit union audit and compliance program. Ensuring the Credit Union is compliant with Credit Union policies, regulations, financial controls, and credit union industry standards. Conducts audits and ongoing reviews of Credit Union policies and procedures to ensure accuracy, efficiency, and effectiveness in accordance with NCUA regulations, GAAP, legal requirements, and industry trends. Compiles and issues reports, detailing conclusions and providing recommendations for improvements. Reports recommendations and findings to the Supervisory Committee and executive management. Serves as liaison for all external audit and regulatory agencies. This position is also responsible for the oversight of the vendor management software. 

Essential Duties and Responsibilities include the following:

• Maintain a comprehensive audit program, ensuring internal controls are adequate to comply with Credit Union goals, objectives, policies, procedures and applicable laws and regulations.
• Review and discuss with Executive Team any recommendations for improving internal controls, operating efficiency, policy reviews and the adequacy of Credit Union records and record keeping.
• Conduct periodic audits pertaining to all areas of operations, to include BSA, Fair Lending and HMDA.
• Assist Supervisory Committee in the fulfillment its duties and responsibilities, meeting with them periodically to review and discuss audit findings and suggest improvements.  Includes creating minutes of meetings for record keeping. 
• Prepare an annual plan and update risk assessments annually. Report progress to Executive Team. 
• Ensures that procedures are current and in compliance with Credit Union policies and regulations.  
• Conduct monthly loan file audits and branch audits to include cash audits, dormant accounts, and negative share accounts. 
• Conducts ACH risk audit and Insider Audits.
• Conducts and reviews internal fraud investigations to include employee audits. Work in cooperation with law enforcement. agencies in any such cases as deemed necessary.
• Perform other related duties, including special projects as required or requested.  

Qualification Requirements:

• Must have strong verbal and interpersonal communication skills and the ability to effectively communicate with Supervisory Committee, outside auditors, management, and staff.
• Extensive knowledge of all Credit Union operations including consumer and mortgage lending.
• Must be self motivated with a strong work ethic.  Ability to work independently, stay on schedule and meet monthly audit deadlines.
• Must have a professional appearance, dress, and attitude.
• Supports and participates in all internal and external educational opportunities.
• Completes all required training.
• Comply with all published directives and expectations in the Affidian CU Employee Handbook.
• Support all corporate goals and objectives.

Education and/or Experience:  

• Bachelor’s degree from a four-year college or university; plus 5 years of financial institution experience.
• Ability to communicate verbally and in writing with others is essential.

Skills Required:  

• Ability to operate a personal computer with accuracy, extensive knowledge of Excel and Work.
• Understanding of Credit Union products and services.
• Excellent analytical and judgement skills.
• Able to work well independently while maintaining appropriate distance from staff.
• A significant level of trust and diplomacy is required, in addition to normal courtesy and tact.
• Familiarity with Credit Union’s data processing system in general operations.
• Ability to write reports, business correspondence, and procedure manuals.  
• Ability to effectively present information and respond to questions from executive team and Supervisory Committee.
• Knowledge of BSA regulations and requirements. 

Work Environment:  

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. Ability to work in a team environment that’s open and able to block out distractions.

This is not a complete job description of all duties and responsibilities comprising this position. A complete job description will be provided at the time of an interview.