RMC - Mortgage Loan Originator

Job Description

Job Description

Grow Your Mortgage Business Without Relying Solely on Cold Calling

Already producing mortgage loans but looking for a better platform to grow your business?

RMC Home Mortgage is looking for an experienced, purchase-focused Retail Mortgage Loan Originator in Pennsylvania who wants to take their production to the next level.

This is an opportunity for an established MLO to combine their existing self-sourced business with relationship-driven purchase opportunities, warm borrower introductions, and access to a broader network of referral relationships .

Rather than building your business entirely from scratch, you'll have the opportunity to cultivate relationships with Realtors connected to RMC transactions, pursue additional borrower opportunities, and grow your own pipeline with the backing of an established mortgage platform.

Important: This is a retail mortgage origination position, NOT a builder account or builder-specific lending role. This opportunity is focused on retail borrowers, Realtor relationships, purchase transactions, and growing your own production.

Why Established MLOs Should Consider This Opportunity

• Warm Relationship-Driven Opportunities: Build connections with Realtors and pursue borrower opportunities associated with RMC transactions.
• Additional Purchase Business: Work with buyers who may initially engage with RMC but ultimately purchase through another channel.
• Access to an Existing Database: Leverage opportunities for additional purchase and refinance business.
• Grow Your Own Book: Continue developing your self-sourced pipeline while benefiting from additional business opportunities.
• Strong Operational Support: Local processing, underwriting, and closing teams help support your production.
• Competitive Compensation: Salary plus commission structure.
• Direct Underwriter Access: Work closely with underwriting to help move loans efficiently.
• Broad Lending Options: Conventional, FHA, VA, portfolio, construction, and broker products.
• Marketing & Technology Support: Robust CRM, marketing resources, paperless workflow, and Encompass training and support.

What You'll Do

• Develop and maintain relationships with Realtors and referral partners connected to RMC transactions.
• Identify and convert additional retail mortgage opportunities from existing relationships and borrower interactions.
• Follow up with borrowers who may initially qualify through RMC but ultimately purchase outside the original transaction.
• Leverage division database opportunities for purchase and refinance business.
• Build and maintain a strong self-sourced pipeline through personal referral relationships and business development.
• Serve as a trusted mortgage advisor from application through closing.
• Structure and recommend appropriate mortgage solutions across a broad range of loan products.
• Collaborate with internal processing, underwriting, and closing teams to ensure smooth loan execution.
• Maintain accurate, compliant, and complete loan submissions.

Who We're Looking For

• Currently residing in Pennsylvania.
• Active NMLS license and Pennsylvania mortgage license.
• 3+ years of residential mortgage origination experience preferred.
• Proven ability to originate, self-source, and close residential mortgage loans.
• Purchase-focused retail MLO with established Realtor or referral relationships.
• Strong communication, relationship-building, and business development skills.
• Motivated to grow production and take advantage of additional business opportunities.

Who This Opportunity Is Ideal For

• An established retail MLO currently producing approximately $10M annually who wants to scale their business.
• A producing Loan Officer looking to supplement self-sourced business with additional warm opportunities.
• An MLO who enjoys Realtor relationships and purchase business but wants more support behind their production.
• A mortgage professional ready to grow their volume without relying exclusively on cold prospecting.

Ready to Grow Your Production?

If you're an experienced retail MLO looking for additional opportunities, strong operational support, and a platform that can help you grow your business, we'd love to connect.

Apply today to learn more about the opportunity with RMC Home Mortgage.

RMC Home Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace. Applicants must complete all interviews without the use of AI or automated tools.