Loan Assistant/Processor

Job Description

Job Description

As a member of the UBI team, this position is responsible for the orderly processing and maintenance of all residential real estate loan records according to established procedures. Provides customers with the appropriate loan documentation and disclosures throughout the entire transaction. Works closely with assigned underwriter and loan officer to assist with any requests and questions. Follows all bank policies and procedures, and maintains confidentiality on all banking matters. Sells and promotes all bank services in such a way as to enhance the bank's image within the community.

EDUCATION/TRAINING/EXPERIENCE:

High school diploma or general education degree (GED) and 2-4 years related experience and/or training; or equivalent combination of education, training, and experience.

LANGUAGE SKILLS:

Strong reading, writing, and verbal skills to effectively present information and respond to questions from customers, prospective customers, and other employees.

MATHEMATICAL SKILLS:

Count, add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to calculate figures and amounts such as interest and percentages.

REASONING ABILITY:

Comprehend and understand bank operations, policies (manuals), and procedures.

Recognize irregular or suspicious transactions.

Determine whether or not requests for confidential information should be granted or refused.

OTHER SKILLS:

Ability to work independently and collaborate within a team to complete tasks effectively and efficiently by building and nurturing strong relationships with other UBI team members.

Interpersonal skills to deal with customers and co-workers in a friendly, courteous manner.

Particularly detail-oriented to ensure accuracy of transactions.

Familiarity with standard office equipment such as calculators and typewriters.

Computer skills in word processing, spreadsheet and database software to generate correspondence and reports.

Basic understanding of debits and credits.

CERTIFICATES, LICENSES, REGISTRATIONS:

None Required.

SCHEDULE:

Monday - Friday: 8:00am - 4:30pm

*MUST HAVE SATISFACTORY BACKGROUND CHECK INCLUDING CREDIT HISTORY*