Commercial Lines Underwriter - Texas (REMOTE)

Commercial Lines Underwriter - Texas Job Summary Seeking a skilled and motivated Commercial Lines Underwriter to join a team. In this role, you will evaluate and determine the acceptability of new applications, renewals, and endorsements for commercial lines of insurance. You will play a critical role in assessing risks, ensuring compliance with company underwriting standards, and fostering strong relationships with agents. Compensation Package Salary: $90,000 - $95,000 annually Benefits: Competitive benefits package, 401(k), paid time off, professional development opportunities, etc. Responsibilities Evaluate new applications, renewals, and endorsement requests for commercial lines of insurance, including commercial fire, general liability, workers’ compensation, fleet auto, and business owners’ policies. Assess risks and determine insurability based on property/operations characteristics, physical and moral hazards, and other relevant factors. Recommend risk improvements and select appropriate policies while determining pricing using individual risk and experience premium modification factors. Secure facultative reinsurance for applicable risks in alignment with company guidelines. Maintain up-to-date knowledge of commercial insurance underwriting practices, state/local statutes, and laws. Provide education and training to agents by presenting technical and corporate information on commercial insurance issues. Collaborate with marketing and claims personnel to review agency performance and foster improved agency relationships. Communicate effectively with internal and external stakeholders, including state regulators, reinsurers, agents, and co-workers. Qualifications/Requirements Minimum of 3 years of commercial lines underwriting experience. In-depth knowledge of commercial lines products and coverages. Strong communication and customer service skills. Bachelor’s degree is strongly preferred. Supplemental insurance education/designations are a plus. Experience with independent agency distribution and knowledge of agency relationships in the servicing area. Familiarity with target industries such as contracting, auto service/repair, restaurants, and small businesses/BOP is advantageous. #J-18808-Ljbffr