Financial Examiner 2

Salary: $5,812.00 - $7,817.00 Monthly
Location : Thurston County - Tumwater, WA
Job Type: Full Time - Permanent
Job Number: 2605BFE2(11)
Department: Dept. of Financial Institutions
Division: Division of Banks
Opening Date: 05/19/2026
Closing Date: 6/9/2026 11:59 PM Pacific


Description
Providing Regulatory Oversight for Our State's Financial Service Providers
The Washington State Department of Financial Institutions' (DFI) mission is to regulate financial services to protect and educate the public and promote economic vitality. Collectively and independently, the Department's nearly 250 employees within its 5 divisions - Administration, Banks, Consumer Services, Credit Unions, and Securities - work together to create a stronger economic future and secure financial environment for Washington's consumers and businesses alike. To learn more about the Department of Financial Institutions, please visit our website at


We employ and serve diverse people of all backgrounds including people of color, women, LGBTQ+, people with disabilities, and veterans. This culture of respect promotes a professional and inclusive environment where maximizing potential through opportunity is achievable by everyone.


Benefits of working for DFI include:

• Healthy work-life balance, and ability to often work remote (see Travel Requirements and Official Work Station section Below)
• Commitment to diversity, equity, and inclusion where every person is recognized and valued.
• Professional development and continuing education opportunities, including potential financial support toward pursuit of advanced degrees or certifications.
• You may be eligible for

About the Division:
The Division of Banks regulates Washington's state-chartered banks and trust companies for safety and soundness. The Division is comprised of approximately 25 staff members who work together with a team approach to examine and analyze our banks and trust companies for safety and soundness. At this time, the Division is recruiting for up to two Financial Examiners 2.

Duties
Some of What You Will Do:
Financial Examiners typically work with an exam team, in a fast-paced, deadline-oriented environment. Financial Examiners perform analysis of Washington state-chartered banks and trust companies that are located throughout the state, for safety and soundness and compliance with law. Examiners typically plan, conduct, lead, and assist with examinations of regulated entities.


As a Financial Examiner, you would be a vital participant in ensuring the continuity of financial services offered state-wide, find engaging challenges in all facets of bank and trust company operations, and evaluate risk within the financial institutions. This includes unencumbered access to the banks and trust companies to ensure current practices are safe and sound. Financial Examiners are provided on-the-job training and formal training through the Conference of State Bank Supervisors, the Federal Deposit Insurance Corporation, the Federal Financial Institution Examination Council, to name a few.


Specific duties include, but are not limited to:

• Work collaboratively and directly with bank staff and executives to complete examination work.
• Financial analysis, assessment, and rating of bank capital, earnings, liquidity, and sensitivity to market risk.
• Review and assessment of internal routines and controls, merchant banking, mortgage banking, the Bank Secrecy Act, and bank holding companies.
• Assessment of asset liability management processes, interest rate risk position, and potential impact on earnings and capital.
• Review, analysis and interpretation of various technical reports.
• Recommendation for enhancements to bank risk management policies, practices and procedures.
• Determination of compliance with applicable state and federal laws, rules and regulations.
• Completion of thorough and concise written comments and summaries associated with the areas reviewed and preparation of supporting documentation.
• Discussion of examination findings with mentor, Operations Manager, Examiner in Charge, and/or bank management.
• Review and assessment of information security programs in banks and trust companies.

Other duties of this position include eventually leading an examination team, under supervision, as the Operations Manager, which includes the planning, coordination and directing of examinations of financial institutions, and the mentoring and training of less experienced examiners on exam responsibilities.

Qualifications
Required Qualifications:

20 quarter or 12 semester credit hours in Finance, Accounting, and/or Economics coursework.

Desired Skills and Qualifications:

A Bachelor's degree in Finance, Accounting, Business Administration, Economics or related field.

AND/OR
Two years of professional experience in analyzing or examining regulated entities.

Additional Skills and Abilities:

• Effective communication and cooperation in working as part of a team.
• Active listening, problem solving and independent research.
• A strong work ethic, professionalism, respectfulness and dependability to the team.
• Collaboration with teammates and regulated institution management and employees.
• Passion for learning.
• Excellent verbal and non-verbal communication skills.
• A high degree of emotional intelligence.
• Strong conflict management and conflict resolution skills.

Financial Examiners work in a close team environment and may work with difficult people. The work environment is fast paced with multiple deadlines and frequent interruptions.


Additional items that are highly relevant to this job posting include:


A master's degree in accounting, finance, economics, or business administration
OR
Graduation from a specialized banking school gained through an accredited college or university (i.e., Pacific Coast Banking School or equivalent), or relevant professional certifications such as the Washington State qualification as a Certified Public Accountant.

Supplemental Information
The examiners' official work station is their home, and much of the examination work can be performed remotely. Examiners can also expect to work in the field at various financial institutions throughout the state, as needed. This position requires some overnight travel (primarily in state and some out of state). There will also be some occasional travel to DFI Headquarters in Tumwater or the shared working space in Pioneer Square for training and/or meetings. Preference will be given to applicants who reside in Pierce, King, Thurston, or Snohomish County.


Work Schedule:
The work schedule for this position will be Monday - Thursday 7:30 am - 5:30 pm with alternating Fridays off. On the working Friday, work hours will be 8:00 am - 5:00 pm. You will have an hour for lunch each day.


Note: This position includes an in-training plan and will be filled at the Financial Examiner (FE) 2 level. Upon successful completion of the 12-18 month in-training plan, the employee will advance to a higher step on the salary table. FE's in the Division of Banks also see great career advancement opportunities as you grow and develop as an examiner.


Application Process:
Applications for this recruitment will be accepted electronically. Submitting your application materials electronically will act as confirmation that the information submitted is complete and accurate to the best of your knowledge. Failure to provide all the required application materials and complete the supplemental questionnaire may result in disqualification.


Interested applicants should select the "Apply" button and attach the following materials to their application:

• Cover Letter
• Resume
• Three professional references* (provide contact name, phone number, email address , company name, and job title)
• Unofficial College Transcript(s) - note - applications without attached transcripts will not be considered.

*A professional reference is someone who has been paid to supervise your work and can attest to your work performance, technical skills, and job competencies. If you do not have sufficient professional references, please include non-professional references, such as educators or other professional associates.


Interview Process
Once the recruitment closes, candidates selected to continue in the process will participate in potentially two rounds of interviews at the DFI headquarters in Tumwater, WA. Additionally, upon completing the interview process, applicants will be asked to respond to a short proctored electronic writing test.


Background Investigation:
Prior to a new hire, a background check including criminal and credit record history will be conducted. Information from the background check will not necessarily preclude employment but will be considered in determining the applicant's suitability and competence to perform in the position.

Contact Information:
Tom Grant
or
More than Just a Paycheck!
Employee benefits are not just about the kind of services you get, they are also about how much you may have to pay out of pocket. Washington State offers one of the most competitive benefits packages in the nation.

We understand that your life revolves around more than just your career. Like everyone, your first priority is ensuring that you and your family will maintain health and financial security. That's why choice is a key component of our benefits package. We have a selection of health and retirement plans, paid leave, staff training and other compensation benefits that you can mix and match to meet your current and future needs.

Read about our benefits:
The following information describes typical benefits available for full-time employees who are expected to work more than six months. Actual benefits may vary by appointment type or be prorated for other than full-time work (e.g. part-time); view the job posting for benefits details for job types other than full-time.

Note: If the position offers benefits which differ from the following, the job posting should include the specific benefits.


Insurance Benefits
Employees and their families are covered by medical (including vision), dental and basic life insurance. There are multiple medical plans with affordable monthly premiums that offer coverage throughout the state.

Staff are eligible to enroll each year in a medical flexible spending account which enables them to use tax-deferred dollars toward their health care expenses. Employees are also covered by basic life and long-term disability insurance, with the option to purchase additional coverage amounts.

To view premium rates, coverage choice in your area and how to enroll, please visit the Public Employees Benefits Board (PEBB) website. The Washington Wellness program from the Health Care Authority works with PEBB to support our workplace wellness programs.

Dependent care assistance allows the employee to save pre-tax dollars for a child or elder care expenses.

Other insurance coverage for auto, boat, home, and renter insurance is available through payroll deduction.

The Washington State Employee Assistance Program promotes the health and well-being of employees.

Retirement and Deferred Compensation
State Employees are members of the Washington Public Employees' Retirement System (PERS). New employees have the option of two employer contributed retirement programs. For additional information, check out the Department of Retirement Systems' web site.

Employees also have the ability to participate in the Deferred Compensation Program (DCP). This is a supplemental retirement savings program (similar to an IRA) that allows you control over the amount of pre-tax salary dollars you defer as well as the flexibility to choose between multiple investment options.

Social Security
All state employees are covered by the federal Social Security and Medicare systems. The state and the employee pay an equal amount into the system.

Public Service Loan Forgiveness
If you are employed by a government or not-for-profit organization, and meet the qualifying criteria, you may be eligible to receive student loan forgiveness under the Public Service Loan Forgiveness Program.

Holidays
Full-time and part-time employees are entitled to paid holidays and one paid personal holiday per calendar year.

Note: Employees who are members of certain Unions may be entitled to additional personal leave day(s), please refer to position specific Collective Bargaining Agreements for more information.

Full-time employees who work full monthly schedules qualify for holiday compensation if they are employed before the holiday and are in pay status for at least 80 nonovertime hours during the month of the holiday; or for the entire work shift preceding the holiday.


Part-time employees who are in pay status during the month of the holiday qualify for the holiday on a pro-rata basis. Compensation for holidays (including personal holiday) will be proportionate to the number of hours in pay status in the month to that required for full-time employment, excluding all holiday hours. Pay status includes hours worked and time on paid leave.

Sick Leave
Full-time employees earn eight hours of sick leave per month. Overtime eligible employees who are in pay status for less than 80 hours per month, earn a monthly proportionate to the number of hours in pay status, in the month to that required for full-time employment. Overtime exempt employees who are in pay status for less than 80 hours per month do not earn a monthly accrual of sick leave.


Sick leave accruals for part-time employees will be proportionate to the number of hours in pay status, in the month to that required for full-time employment. Pay status includes hours worked, time on paid leave and paid holiday.

Vacation (Annual Leave)
Full-time employees accrue vacation leave at the rates specified in (1) or the applicable collective bargaining agreement (CBA). Full-time employees who are in pay status for less than 80 nonovertime hours in a month do not earn a monthly accrual of vacation leave.

Part-time employees accrue vacation leave hours in accordance with (1) or the applicable collective bargaining agreement (CBA) on a pro rata basis. Vacation leave accrual will be proportionate to the number of hours in pay status, in the month to that required for full-time employment.

Pay status includes hours worked, time on paid leave and paid holiday.

As provided in , an employer may authorize a lump-sum accrual of vacation leave or accelerate the vacation leave accrual rate to support the recruitment and/or retention of a candidate or employee for a Washington Management Service position. Vacation leave accrual rates may only be accelerated using the rates established WAC 357-31-165.


Note: Most agencies follow the civil service rules covering leave and holidays for exempt employees even though there is no requirement for them to do so. However, agencies are required to adhere to the applicable RCWs pertaining holidays and leave.

Military Leave
Washington State supports members of the armed forces with 21 days paid military leave per year.

Bereavement Leave
Most employees whose family member or household member dies, or for loss of pregnancy, are entitled to five (5) days of paid bereavement leave. In addition, the employer may approve other available leave types for the purpose of bereavement leave.

Additional Leave
Leave Sharing

Family and Medical Leave Act (FMLA)
Leave Without Pay

Please visit the State HR Website for more detailed information regarding benefits.

Updated 01-07-2026
01


Do you have at least 20 quarter or 12 semester credit hours in Accounting, Economics, and/or Finance?

• Yes
• No

02


Do you have a degree in Accounting, Finance, Business Administration, Economics or another closely related field? If so, please select your highest level of education in this area.

• I have a Master's degree or higher in one of these areas.
• I have a Bachelor's degree in one of these areas.
• I have an Associate's degree in one of these areas.
• I have completed some college coursework in one or more of these areas.
• I have a high school diploma or equivalent.
• I do not have a high school diploma or any college level courses in these areas.

03


Please select the option that best describes your college level courses in Finance.

• I have taken 5 or more college level Finance courses.
• I have taken 2-4 college level Finance courses.
• I have taken 1 college level Finance course.
• I have not taken any college level Finance courses.

04


Please select the option that best describes your cumulative college grade point average (GPA).

• 3.50 or higher GPA
• 3.00 - 3.49 GPA
• 2.50 - 2.99 GPA
• 2.49 or lower GPA

05


How did you hear about this recruitment?
Required Question