Consumer Loan Underwriter

Imagine being part of a company where your growth is valued and your journey is supported. Imagine yourself at Langley Federal Credit Union, where we're dedicated to shaping a meaningful path together. You belong at Langley. Langley Federal Credit Union is one of the 100 largest credit unions in the United States with over $5B in assets and over 400,000 members. We are constantly growing and have recently expanded to neighboring states and other parts of Virginia. Langley is committed to being the best place you will ever work, and it all begins with our comprehensive employee benefits package, which includes affordable medical, dental, and vision [ plans in addition to: Investing in You: * Educational Assistance, encompassing books, lab fees, registration costs, and more.

• Support for Student Loan Repayment.
• Abundant Career Growth Opportunities.

Time Off That Matters: * Generous Paid Vacation that starts accumulating from day one, progressively increasing with every five years of service, up to a maximum cap. * Celebrate 13 Paid Holidays, including your birthday and the day following Thanksgiving; enjoy Floating Holidays too! * Paid Sick Time for all team members. Financial Security: * Highly competitive 401K plan featuring a 6% company match, with immediate vesting with a ROTH IRA option.

• Company-covered short- and long-term disability insurance.
• Complimentary Life Insurance and the choice of additional Voluntary Life

Insurance. * Flexible Health Care and Dependent Care benefits. LANGLEY FEDERAL CREDIT UNION IS CURRENTLY HIRING FOR A FULL TIME CONSUMER LOAN UNDERWRITER TO WORK A HYBRID SCHEDULE FROM OUR OYSTER POINT OFFICE LOCATED IN

NEWPORT NEWS, VA.

Job Summary: Analyzes and renders credit decisions on all types of consumer loan applications originating from branches, contact centers, and digital channels. Applies sound judgment and works within guidelines to decide loans according to consumer lending policy. Essential Functions, Duties, and Responsibilities: * Reviews incoming consumer loan applications and utilizes all available data to make credit decisions.

• Consistently looks for lending solutions to meet member needs.
• Identifies alternative lending opportunities for members to deepen their

relationships with Langley. Qualifications: * A bachelor’s degree and one to two years of consumer loan work experience, or an equivalent combination of education and experience, are required. Targeted Salary Range- $50,600 - $63,700 based on qualifications and experience Our Keys to Success: * Service Champion – Adopts a service orientation, building trusting relationships and delivering value for associates, members, and communities. * Langley Ambassadors – Demonstrates a passion for Langley’s vision, encouraging diversity, equity, and inclusion while considering Langley’s values when making decisions and taking accountability for delivering results. * Agile in Action – Adapts to changes in the business, demonstrating innovation to improve Langley and advance the business into the future. * Team Driven – Collaborates across Langley, communicating with transparency and prioritizing a team-based approach that delivers optimal outcomes for associates, members, and communities. * Continuous Learners – Maintains an understanding of Langley’s business and how value is delivered to members and actively pursues opportunities to grow oneself and strengthen the organization. Physical Requirements: The physical demands described here must be met by an employee to successfully perform this position's essential functions, duties, and responsibilities. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is frequently required to sit, use hands and fingers to operate standard office equipment such as a mouse, keyboard, telephone, copy machine, etc., talk, and hear. The employee is occasionally required to stand and walk. Specific vision requirements for the job include close vision (at 20 inches or less). Working Conditions: The work environment characteristics described here represent those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Work is performed in an indoor, climate-controlled office environment where the noise level is typically quiet to moderate. This job description is not designed to cover or contain a comprehensive listing of functions, duties or responsibilities required by the employee. Functions, duties, and responsibilities may change, or new ones may be assigned at any time, with or without notice.