Senior Underwriter, AIGRM

Senior Underwriter, AIG Risk Management (AIGRM)

At AIG, we are reimagining the way we help customers to manage risk. Join us to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

• The Senior Underwriter will be responsible for underwriting the Workers' Compensation, General Liability and Auto Liability primary Casualty product lines and typically manages accounts/clients that are most complex.
• Develops and manages underwriting strategies for both renewals and prospects within his/her portfolio of accounts. This includes knowledge of the current market penetration of AIGRM products and the development of specific plans to increase portfolio share.
• Develops and implements negotiation strategies. Makes independent sales calls to market and cross-market products. Identifies target markets, designs, and implements strategies for lead development and builds prospect lists.
• Provides technical direction to management, less senior specialists, producers, and claims adjusting personnel. Communicate risk appetite and AIGRM Value Proposition to brokers.
• Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers.
• Rapidly evaluate, prioritize, and select submissions to be underwritten.
• Recognize and create cross sell opportunities for other Commercial products.
• Collaborate with broker to understand the deal structure, terms, and AIG Services that best meets clients' needs.
• May review, evaluate and make recommendations to underwriting guidelines.
• May direct or conduct internal underwriting audits.
• Negotiate pricing, terms & conditions, and deal structure with brokers and clients.
• Participate in special underwriting projects as needed.

What you'll need to succeed

• 5+ years of Commercial Insurance Company, Agency, or Brokerage experience.
• Bachelor's degree from a four-year college or university.
• Proven ability to build and maintain strong professional relationships.
• Advanced working knowledge of US Casualty lines of business (Workers' Compensation, Auto Liability, and General Liability) including product features, forms, regulatory environments, and risks etc.
• Demonstrated sales, marketing, and relationship building experience.
• Strong verbal and written communication skills.
• Highly motivated and results oriented.
• Ability to work in a dynamic environment, adapting to changing requirements and collaborating to deliver solutions quickly
• Strong skills evaluating large quantities of data in Microsoft Excel.
• Expert with underwriting analytical tools and technology.

Ready to take your career to the next level? We would love to hear from you.