FID Secured Lending Analyst (ABS) - Fixed Income Division - Analyst

Analyst Position at Morgan Stanley's Fixed Income Division

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.

FID Secured Lending ("FSL") sits within Morgan Stanley's Fixed Income Division and provides financing facilities to asset originators, aggregators and financial sponsors. FSL currently manages a portfolio backed by a diverse range of assets including private credit / corporate loans, fund capital commitments, consumer loans, residential and commercial mortgages, and infrastructure loans across the US, Europe, and APAC regions.

Position Description

The Fixed Income Division ("FID") Securitized Products Group is currently seeking an Analyst to work on all aspects of executing warehouse lending facilities. The role will include working with originators, investors, external counsel, rating agencies and internal constituents in the securitization banking, credit, legal, compliance, tax and accounting policy divisions.

Primary Responsibilities

Main responsibilities center on establishing and maintaining relationships with clients in setting up and managing warehouse lending facilities which includes:

• Assisting in preparation, negotiation, and review of transaction terms with clients and external legal counsel
• Understanding of rating agency criteria in relation to internal credit policies and Firm risk tolerance
• Liaising with external counsel and internal constituents to shepherd warehouse facilities from start to finish, including working closely with Credit personnel to create internal memos and analysis necessary to seek approval for warehouse facilities and new products
• Working closely with the securitization banking team in delivering mortgage finance solutions to clients across warehouse lending and securitization

Skills Required

Prior structured finance industry experience, including unsecured consumer, auto, and/or student loan products

Working knowledge of ABS, including basic understanding of rating agency criteria and securitization structures

Familiarity with structured finance and secured lending transactions

Strong analytical and decision-making skills

Organizational expertise and attention to detail, with strong communication, reasoning and interpersonal skills; comfortable delivering in-person presentations to stakeholders of varying seniority

Proficiency with Microsoft Excel, Word, and PowerPoint

What you can expect from Morgan Stanley:

At Morgan Stanley, we raise, manage and allocate capital for our clients helping them reach their goals. We do it in a way that's differentiated and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

Expected base pay rates for the role will be between $110,000 and $125,000 per year at the commencement of employment for Analyst. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.

It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.

Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).