Senior Consumer Lending Underwriter

Job Description

Job Description

Description:

Are you an experienced lending professional with strong analytical skills and a passion for helping people achieve their financial goals? People Driven Credit Union is looking for a Senior Consumer Lending Underwriter to join our lending team. In this role, you'll make sound lending decisions, support team members, and deliver exceptional service that puts our members first.

Position Summary:

The Senior Consumer Lending Underwriter serves as the primary centralized lending authority for consumer, small business, and home equity loan decisions. This role evaluates loan applications using established underwriting guidelines and policies while balancing sound credit decisions with outstanding member service. As a trusted resource for the lending team, you'll provide guidance on loan decisions, lending products, and underwriting standards while ensuring every member receives prompt, professional, and personalized service.

What You'll Do:

• Analyze consumer, small business, and home equity loan applications of varying complexity, value, and risk.
• Evaluate loan files and make sound credit decisions in accordance with Board-approved lending policies and internal underwriting guidelines.
• Determine appropriate documentation requirements for approved loan applications.
• Review documentation to ensure all underwriting conditions have been satisfied before funding.
• Structure lending solutions that meet members' financial needs while strengthening their overall relationship with the credit union.
• Serve as a subject matter expert and resource for the lending team regarding underwriting decisions, lending policies, and loan products.
• Develop expertise in advanced consumer, small business, and home equity lending concepts.
• Deliver informed, accurate, and exceptional service to members and internal team members.

Why Join People Driven Credit Union?

At People Driven Credit Union, our people and our members come first. We foster a collaborative culture where your expertise is valued, your professional growth is supported, and your work makes a meaningful impact on the financial well-being of our members every day. As a team member, you'll enjoy:

• Employer paid medical, dental and vision for you and a low cost to add family members!
• Additional benefits including an employer sponsored 40lK program, vacation and personal time off!
• Federal holidays off with pay!
• A wellness program including fitness and wellbeing program reimbursements!
• To learn more about PDCU go to our website at

If you're passionate about making sound lending decisions while providing exceptional member service, we'd love to hear from you. Apply today and help people drive toward a stronger financial future!

Education:

• 2 year degree or the equivalent education, experience and training.
• Previous or current NMLS Certification.

Experience:

• Minimum 2 years’ underwriting experience, including home equity underwriting.

**Must be able to successfully pass a drug test and criminal background screening.