Credit Analyst

Credit Analyst

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

Reports to: Credit Manager

Minimum Qualifications:

• Proficiency with MS Excel
• Excellent math skills
• Experience in credit and collections
• Excellent ability to read, write, and speak English

Preferred Qualifications:

• College degree - will consider related experience in lieu of degree
• Strong negotiation skills
• Proficiency with Microsoft Office Suite software
• Detail oriented
• Ability to solve problems
• Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time

Working Conditions:

• Largely sedentary role in an office environment
• Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets

Supervisory Responsibilities: No

Essential Job Functions:

• Manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.
• Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.
• Ability to review credit applications for credit granting, and establishing six figure credit limits.
• Escalating collection activities as required by business circumstances.
• Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.
• Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.
• Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.
• Negotiating differences with customers and making arrangements for payment and dispute resolution.
• Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.
• Maintaining professional relationships with Managers and external customers.

CED is an Equal Opportunity Employer - Disability | Veteran

Compensation Range: The compensation range for this position is $50000 to $60000 annually.

Other Compensation:

The following additional compensation may be applicable for this position:

• Insurance - Medical, Dental, Vision Care for full-time positions
• Insurance - Medical only for part-time positions, 30+ hours/week
• Disability Insurance
• Life Insurance
• 401(k)
• Paid Sick Leave
• Paid Holidays
• Paid Vacation
• Health Savings Account (HSA) and matching
• Dependent Care Flexible Spending Account (FSA)
• Teledoc
• Paid Pregnancy & New Parent Leave