Employee Benefit Analyst

Overview The Employee Benefits Analyst plays a critical role in delivering data‑driven insights and financial analysis to support employer clients with complex employee benefits programs. This position analyzes renewal and proposal data, monitors claims and utilization trends, and develops clear, actionable reporting that informs benefits strategy and decision‑making. Under the direction of the Senior Manager, Analytical Services, the Analyst serves as a primary analytical resource for a dedicated book of clients, supporting benefit programs across group medical, dental, vision, pharmacy, life, disability, and related offerings. The Analyst collaborates closely with Benefit Consultants, Account Management, carriers, and vendors to develop competitive RFPs, evaluate proposals, support negotiations, and deliver structured financial reporting. Successful candidates will have strong analytical capability, attention to detail, and the ability to manage multiple priorities in a fast‑paced environment, translating complex financial and claims data into meaningful insights that support cost‑effective, compliant, and sustainable benefit strategies. Your Impact Develop and prepare Request for Proposal (RFP) materials for distribution to applicable carriers across the client’s benefits portfolio. Review, analyze, and prepare comparative spreadsheets summarizing proposals received in response to RFPs. Support and participate in carrier negotiations in partnership with the Lead Consultant on behalf of clients. Prepare comprehensive renewal analyses for all benefit plans that are not competitively bid. Monitor claims experience and utilization trends and provide regular reporting and analysis to clients and internal teams. Attend and periodically present at client meetings, committee meetings, Council meetings and other scheduled forums. Develop and support the delivery of client presentations related to recommended services, program performance, and renewal outcomes. Create and deliver scheduled and ad hoc management reporting for clients. Collaborate with Benefit Consultants in the strategic planning and design of client benefit programs. Review, manage carrier contracts, documents, and agreements according to established timelines. Create financial reports for management and clients across all funding arrangements, including fully insured and self‑funded plans. Request and review compliance‑related documentation, including 112.08 filings, OPEB reports, and imputed income analyses. Support client needs related to compliance, legislation, healthcare reform, due diligence, HRAs, and HSAs. Communicate effectively with carriers, vendors, clients, and internal stakeholders to support accurate and timely delivery of services. Qualifications and Skills Intermediate knowledge of employee benefit programs, including medical, dental, vision, retirement, life, and disability plans. Intermediate knowledge of the Affordable Care Act (ACA), COBRA, and related federal and state regulations governing employee benefits administration. Strong ability to perform data and financial analysis across renewal, claims, and utilization reporting. Ability to interpret complex financial and healthcare data and translate insights into clear, actionable recommendations. High level of attention to detail and commitment to accuracy in complex analytical work. Ability to manage multiple priorities and deadlines in a fast‑paced, client‑driven environment. Strong organizational, time‑management, and problem‑solving skills; self‑motivated and proactive in identifying issues and developing solutions. Proficiency in Microsoft Office (Outlook, Word, PowerPoint), with advanced functionality in Microsoft Excel; strong mathematical and analytical aptitude. Effective verbal and written communication skills; ability to present analytical findings to clients and internal teams. Ability to communicate and collaborate effectively with clients, consultants, carriers, vendors, and internal teams. Working knowledge of AI‑enabled productivity tools such as Microsoft Copilot. Ability to handle sensitive financial and benefits data with discretion and confidentiality. Ability to travel locally and regionally as required. Active FL Life & Health license or the ability to obtain within 3 months of hire. Education, Training and Experience Bachelor’s degree from an accredited four‑year college or university, preferably in Finance, Accounting, Statistics, Mathematics, Economics, Business Administration, or Public Health. Equivalent work experience in a role heavily focused on financial, analytical, or quantitative data may be considered in lieu of a degree. Minimum of 3 years of experience in employee benefits within a brokerage firm, insurance carrier, consulting firm, or related industry. Experience working with both fully insured and self‑funded benefit plans is preferred. Advanced proficiency in Microsoft Excel, including complex formulas and large data sets; proficiency in Microsoft Office applications (Outlook, Word, PowerPoint). Working knowledge of benefits compliance and regulations, including ACA, COBRA, and related federal/state requirements. Familiarity with benefits administration reports, claims data, and carrier documentation. Professional certifications (preferred but not required): CEBS, REBC, CSFS, or other employee benefit‑related designations. Brown & Brown, Inc. (NYSE: BRO) is a leading insurance brokerage firm with a long history and global presence. We are an equal opportunity workplace and are committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other legally protected characteristics. Learn more about working at Risk Strategies, part of the Brown & Brown team, by visiting us at the provided career page. Personal information submitted by California applicants is subject to applicable privacy notices. Risk Strategies offers comprehensive risk management solutions and related services. #J-18808-Ljbffr