Corporate & Investment Banking Client Coverage Associate

Excited to grow your career? BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers. About the job: Summary of Responsibilities: A Corporate Banking Associate is a member of a client-facing team within BBVA’s Corporate & Investment Banking division. The Associate’s primary responsibility is to support Relationship Managers in developing, marketing, and delivering the bank’s wide range of products and services to corporate clients, primarily within the Construction and Real Estate sectors. The Associate will coordinate closely with Relationship Managers and product partners across the United States, Latin America, Europe and Asia to support transaction execution, including proposal preparation and liaising with Risk, Portfolio Management, Legal, Operations, and Finance teams. Major/Essential Job Duties: Marketing and Deal Execution Identify and understand client needs, promptly responding to all client requests. Coordinate transaction closings, including management of all documentation and follow-up. Prepare for client meetings, including presentation materials, background information and call plans. Research and evaluate potential new client relationships. Risk/Reward Analysis and Decisions Prepare transaction summaries and Risk-Adjusted-Return analysis for presentation to Credit Committee, including financial metrics such as pro-forma financial statements and cash flow projections, risk and mitigants, SWOT analysis, etc. Analyze global relationships, gathering credit facility and revenue data from BBVA subsidiaries, especially those in Latin America. Participate in Credit Committees jointly with Relationship Managers. Internal Coordination and Problem Solving Conduct joint planning sessions with Product teams including Debt Capital Markets, Bank Syndications, Corporate Lending, Foreign Exchange, Cash Management, and the various teams in Europe, Latin America and Asia. Coordinate internal procedures with the Credit, Operational and Legal departments. Resolve any financial, administrative and operational issues by working closely with Operations, Middle Office and Business Development. Information Management and Reporting Perform research and summarize opinions of major equity analysts on products, industries, countries, and economic forecasts. Ensure integrity of domestic/global profitability information gathering for internal team reporting. Maintain the Customer Relationship Management system for pipeline and profitability reporting. Level of Complexity and Risk Involved: The Associate position requires a high level of involvement and responsibility. Associates are responsible for a substantial amount of in-depth analysis and research and play a crucial role in deal execution and interaction with clients, especially as it relates to opportunities in Latin America and Europe. For the clients and workstreams they support, Associates play a relevant role in identifying business opportunities that are in line with the capabilities and product and service offerings of the bank. Scope of Duties: Associates play a critical and indispensable role as members of the Corporate Banking team. Associates support Global Relationship Managers in day-to-day activities, from client and industry analysis to working on live transactions and deal execution. Associates are also expected and encouraged to interact daily with product partners to enhance internal communication and accomplish deliverables. Additional expectations within the scope of the Associate role: Ability to interact and communicate effectively in English and Spanish (preferred but not required) with internal and external clients. Strong knowledge of finance and accounting. Ability to meet deadlines and prepare client presentations on time and with minimum errors (high attention to detail). Successful interaction with the various product groups and colleagues in the USA and abroad. Ability to work under pressure. Develop solid knowledge of corporate banking products and services in the USA as well as transactional banking products and services in Latin America. Strong work ethic and high degree of proactiveness. Skills, Knowledge, and Abilities/Competencies: Technical Skills: Bachelor’s degree with 4 years minimum of work experience; MBA (preferred but not required). Fluency in English and Spanish (preferred but not required). Strong analytical and financial modeling skills. Interest in and/or knowledge of the Construction and Real Estate sectors is highly valued. Prior experience in either sector is preferred but not required. Advanced proficiency in Excel, PowerPoint, and AI-enabled tools to support analysis, research, content preparation, and day-to-day efficiency; Reuters and Bloomberg a plus Understanding of international economics and markets, especially Spain and Latin America. Credit Training a plus. Performance Skills: Excellent communication skills; ability to coordinate with people across different departments and regions (Clients, Product Specialists, Credit team, Corporate Banking, and local Relationship Managers). Ability to work under pressure. Strong attention to detail. Strong interpersonal and communication skills, with the ability to build effective working relationships across senior bankers, junior bankers, product partners, Risk teams, and other internal stakeholders. Strong team player with a collaborative mindset, flexibility, and willingness to support others, contributing positively to the team’s collaborative culture. Management Responsibilities: Associates work with various senior bankers and support corporate clients across industries, with the majority of their responsibilities focused on Construction and Real Estate clients. Each Associate supports assigned client relationships while collaborating on other client and transaction activities as business needs require. Associates are expected to develop strong knowledge of the industries and clients they support, take ownership of assigned workstreams and client-related responsibilities, and proactively identify and follow up on potential business opportunities. While the position is primarily focused on Construction and Real Estate, Associates may also support clients and assignments in other industries. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or status as a protected veteran. With respect to this position in our New York Office, the expected base salary ranges from $120,000 to $140,000. It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus. *Employment eligibility to work with BBVA in the U.S. is required as the company will not pursue visa sponsorship for these positions Legal requirements It is not typical for offers to be made at or near the top of the range. Salary offers are based on a wide range of factors including relevant skills, training, experience, education, and, where applicable, certifications obtained. Market and organizational factors are also considered. In addition to salary and a generous employee benefits package, successful candidates are eligible to receive a discretionary bonus. Pay Transparency Policy Statement The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information (41 C.F.R. 60-1.35 (c)). Individuals with Disabilities BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch invite all interested and qualified applicants to apply for employment opportunities. If you are a U.S.-based job seeker with a disability who is unable to use our online tools to search and apply for jobs, please contact us by emailing: View email address on click.appcast.io or by calling toll-free (in the U.S.) View phone number on click.appcast.io. Please indicate the specific type of assistance needed*. *The disability access telephone line and email address are reserved solely for job seekers with disabilities requesting accessibility assistance or an accommodation. Please do not call about the status of your job application if you do not require accessibility assistance or an accommodation. Messages left for other purposes, such as following up on an application or non-disability related or technical issues, will not receive a response. EEO Statement BBVA USA, BBVA Securities Inc., and BBVA S.A. New York Branch have a firm and unwavering policy to provide equal employment opportunity without regard to age, citizenship, color, disability, ethnic origin, gender, gender identity and expression, marital status, nationality, national origin, race, religion, sexual orientation, genetic predisposition, protected veteran status, or any other status or classification protected by federal, state or local law. This policy includes all job groups, classifications and organizational units. With regard to employment, this policy extends to applicants and covers our recruiting, hiring, promotion, transfer, demotion, discipline, termination, benefits, compensation and training practices as well as social and recreational activities. View the "EEO is the Law" & "View the EEO is the Law Supplement Poster" poster. BBVA USA, BBVA Securities, Inc., and BBVA NY are equal opportunity and affirmative action employer. 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