Business Loan Officer

Business Loan Officer

If you're passionate about helping local businesses buy, build, or expand and you value the impact of local underwriting and decision-making, Clearwater Credit Union has an exciting opportunity for you. We're hiring a full-time Business Loan Officer in Missoula, Montana, offering excellent benefits and a supportive, values-driven work environment. With locations across Montana's Rocky Mountain communities, this role combines meaningful work with an exceptional quality of life.

As a Business Loan Officer, you'll support business members with their commercial lending needs, serving as a trusted resource and strategic partner. This role focuses on building strong relationships within the local business community, providing guidance on lending solutions, and helping businesses thrive while directly contributing to the economic strength of the communities we serve.

Responsibilities/Skills

• Help drive a business development effort focused on portfolio growth.
• Interview business members, determining what their needs are, and obtaining all applicable financial and other relevant documentation to make an informed credit decision.
• Provide excellent service by managing expectations through good communication and timely loan closings.
• Possess a strong understanding of financial analysis, cash flow analysis, and collateral evaluation.
• Structure and negotiate terms, analyze, and close loans.
• Manage a loan portfolio of business members that includes monitoring credit quality by analyzing updated financial information and ensuring that loan files are updated with all necessary documentation.
• Perform collections and workouts of troubled loans, as necessary.
• Stay informed of regulatory requirements and changes and other internal policies.
• Participate with local boards and volunteer for various community events.

Qualifications

• 1-3 years of business lending experience, including time spent as a credit analyst
• Bachelor's degree in finance, accounting, business administration is preferred, or equivalent work experience
• Self-motivated with strong sales abilities
• Strong written and verbal communication skills required
• Strong organizational time management skills and problem-solving skills
• Excellent computer skills, including Microsoft Office Suite

Salary depends on experience. Clearwater Credit Union is an equal opportunity employer and offers over 25 benefits beyond salary, including health insurance, PTO, 401(k) match, paid volunteer time and more! Position open until filled.