Risk Management Analyst

To support the Credit and Fraud Risk organization, the full-time Senior Risk Management Analyst will define risk management policies, collaborate across functions, and leverage quantitative expertise to drive disciplined risk decisions while managing credit risk controls. Key responsibilities Define and implement risk management policies for credit risk across American Express portfolios Collaborate with various teams to develop strategies that identify and mitigate credit risk throughout the customer lifecycle Analyze large datasets to deliver insights that enhance customer experience and business performance Required qualifications Bachelor's degree plus 2 years of relevant work experience, or a master's degree in a quantitative field Proficiency in SQL, Python, or similar programming languages for handling large datasets Experience in credit or fraud risk management with a solid understanding of the credit lifecycle Strong analytical skills with the ability to translate data into strategic insights Demonstrated ability to build collaborative relationships across functions