Marketing Associate - Growth, Activation & AI Personalization

Who We AreAs seen in TechCrunch, Forbes, and Bloomberg, TomoCredit is one of the fastest-growing startups in fintech.We’re building the AI agent for personal finance.The traditional credit system is broken — opaque, exclusionary, and outdated. Our mission is to rebuild financial access using AI, real-time data, and intelligent automation to help millions build stronger financial futures.Headquartered in San Francisco, TomoCredit is led by one of Inc.’s Top Female Founders and powered by a team from Square, American Express, and Lending Club.We value high-agency, detail-oriented individuals who think big, move fast, and take ownership.If you’re excited about building an AI-powered financial product used by millions — and want real responsibility early in your career — we want to meet you.This is a full-time, onsite role based in our San Francisco headquarters.About the RoleWe’re hiring a Marketing Associate – Growth & Activation to help scale our acquisition, activation, and lifecycle engine.This is a hands-on, execution-focused role with direct revenue impact.You will work across:Performance marketingProduct marketingActivation & onboardingLifecycle marketingAI-driven personalizationYou won’t be siloed into one channel.You’ll help build the growth engine end-to-end.What You’ll OwnActivation & ConversionImprove signup → funded account conversionAnalyze funnel drop-offs and identify frictionShip onboarding and messaging experimentsLifecycle ExecutionBuild and launch campaigns across email, SMS, push, and in-app messagingWrite copy, create segments, QA flows, and move quicklyIncrease engagement and retentionPerformance MarketingSupport paid campaigns (Meta, Google, TikTok, etc.)Improve targeting, messaging, and conversion ratesMonitor CAC and funnel metricsAI-Powered PersonalizationWork with Product and Data to implement AI-driven segmentationLeverage behavioral data to improve targeting and timingHelp test predictive and automated messaging strategiesExperimentation & AnalyticsRun A/B tests across incentives, messaging, timing, and channelsAnalyze cohort behavior and performance trendsTurn data into actionable insightsWho You AreEarly-Career, High Potential1–4 years of experience in marketing, growth, analytics, consulting, or startup rolesStrong academic background preferredBuilder FirstYou like executing, not just strategizingYou’re comfortable being inside tools and shipping campaigns yourselfAnalytical & Data CuriousStrong Excel/Google Sheets skills requiredFamiliarity with GA4, Looker, Amplitude, or similar tools is a plusYou understand basic funnel math and conversion metricsExperimentation MindsetCurious and hypothesis-drivenComfortable making decisions with imperfect informationEnergized by testing and learning quicklyStartup MentalityYou prefer ownership over bureaucracyYou move fast and figure things outYou want to see direct impact on company revenueWhy Join TomoOwn meaningful growth initiatives early in your careerWork at the intersection of AI, fintech, and real-world impactOperate alongside a high-caliber, execution-focused teamCompetitive compensation, equity, and full benefitsBuild something that improves financial access for millionsOur Commitment to DiversityTomoCredit is proud to be an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We welcome applicants of all backgrounds, regardless of race, religion, gender identity, sexual orientation, age, disability, or veteran status.SummaryLocation: San Francisco, CA, United StatesType: Full TimeExperience: Entry Level