Senior Claims Examiner (Contribution)

Senior Claims Examiner

Are you looking to make an impactful difference in your work, yourself, and your community? Why settle for just a job when you can land a career? At ICW Group, we are hiring team members who are ready to use their skills, curiosity, and drive to be part of our journey as we strive to transform the insurance carrier space. We're proud to be in business for over 50 years, and its change agents like yourself that will help us continue to deliver our mission to create the best insurance experience possible.

Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for ten consecutive years as a Top 50 performing P&C organization offering the stability of a large, profitable and growing company combined with a focus on all things people. It's our team members who make us an employer of choice and the vibrant company we are today. We strive to make both our internal and external communities better everyday! Learn more about why you want to be here!

The Senior Claims Examiner position handles moderate to complex claims with a focus on providing the highest level of service for policyholders and ICW Group to independently bring claims to an equitable conclusion within Company standards and best practice guidelines. The Senior Claims Examiner works with a sense of urgency, understands insurance coverage concepts, and navigates the legal system with the support of counsel to drive strategic outcomes.

Essential Duties and Responsibilities

Manages all aspects of a moderate to highly complex claims inventory.

• Effectively communicates with policyholders, agents, attorneys, and witnesses to gather information and provide the highest possible level of customer service.
• Promptly investigates claims to determine exposure, works with appropriate experts and makes strategic recommendations.
• Utilizes appropriate resolution tactics (e.g., mediation, negotiation, denial, litigation or offer) to proactively drive outstanding results.
• Operates within the requirements of related state and/or the governing entity rules and regulations as well as internal claims handling policies and procedures.
• Directs defense counsel throughout the litigation process in line with ICW litigation guidelines while monitoring legal fees and costs.

All Claims Examiners:

• Consistently provides exceptional customer service.
• Effectively collaborates with team members from various departments for project and process discussions.
• Makes recommendations for streamlining processes and adopting the industry's best practices.
• Ensures accuracy of data in claims system for compliance with applicable regulatory reporting.
• Provides knowledge transfer across the organization.
• Continuously seeks to improve technical skills by attending job related training and tracking current case law.
• Acts as a mentor and provides training for less experienced team members.
• Serves as a technical resource and mentors less experienced Team Members

Contribution Claims (Specific Responsibilities):

• Investigates complex claims and gathers key information to assess potential subrogation/contribution actions.
• Communicates with insureds to obtain information necessary for evaluating subrogation/contribution.
• Pursues subrogation, recoveries and contributions within statutory timeframes.
• Directs and manages legal counsel to ensure timely and cost-effective litigation.
• Attends arbitrations and/or mediations virtually.
• Analyzes police reports, investigative reports, policies, construction contracts, and OSHA reports.
• Maintains case lists and follows up with claims personnel and outside attorneys.
• Summarizes and analyzes depositions and medical reports/records.
• Prepares department metric reports.
• Resolves claims fairly and equitably, acting in the best interest of the insured.
• Reports all recoveries to ensure they are credited to the claim file.
• Coordinates the handling of contribution and subrogation recovery with the underlying case.
• Maintains contribution/subrogation logs and records for referrals and recoveries.
• Keeps an active diary and notepad documentation for all contribution/subrogation files.
• Maintains diaries of important deadlines on cases.

Supervisory Responsibilities

This position has no supervisory responsibility

Education and Experience

Bachelor's degree (or equivalent combination of education and experience) required along with a minimum of 5+ years' related claims handling experience required; complex litigated claims experience is highly preferred.

Certificates, Licenses, Registrations

Payment Recovery Unit/ Subrogation: Certification that meets the minimum standards of training, experience, and skill required. WCCA and WCCP preferred. State Workers Compensation License is required in some branches. Paralegal certificate from an accredited program preferred.

Knowledge and Skills

• Good understanding of laws and jurisdictional restraints to manage claims
• Excellent verbal communication skills, time management, attention to detail and organizational skills
• Must be adept at learning new technology
• Flexibility to adapt to changes in a fast-paced environment

Must have the ability to:

• Read, analyze, and interpret technical and legal documents
• Write reports and business correspondence
• Respond to common inquiries or complaints from customers (insured), claimants and regulatory agencies
• Present information at meetings, to management and clients
• Solve practical problems and deal with a variety of variables in situations where limited standardization exists

Workers' Compensation: Advanced knowledge of workers' compensation claims handling, reserving, litigation management, and resolution strategies

Subrogation/Contribution: Good understanding of Workers' Compensation and Personal Injury Laws and jurisdictional restraints to manage subrogation claims

Physical Requirements

Office environment no specific or unusual physical or environmental demands and employees are regularly required to sit, walk, stand, talk, and hear.

Work Environment

This position operates in an office environment and requires the frequent use of a computer, telephone, copier, and other standard office equipment.

This description is a general statement of essential job functions and responsibilities. The position may include other duties as assigned

We are currently not offering employment sponsorship for this opportunity

#LI-ET1 #LI-Hybrid

The current range for this position is

$68,481.25 - $115,489.01

This range is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors unique to each candidate, including experience, education and the location of the role and considers employees performing substantially similar work.

Why Join ICW Group?

• Challenging work and the ability to make a difference
• You will have a voice and feel a sense of belonging
• We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match
• Bonus potential for all positions
• Paid Time Off
• Paid holidays throughout the calendar year
• Want to continue learning? We'll support you 100%

ICW Group is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer. ICW Group will not discriminate against an applicant or employee on the basis of race, color, religion, national origin, ancestry, sex/gender, age, physical or mental disability, military or veteran status, genetic information, sexual orientation, gender identity, gender expression, marital status, or any other characteristic protected by applicable federal, state or local law.