Senior Lending Relationship Specialist - Olive Branch, MS

BankPlus Lending Relationship Specialist

At BankPlus, we strive to add value for our employees, customers and shareholders. We are a high-performing team committed to fulfilling promises, building lasting relationships, and making dreams come true. All current employees must have a performance rating of Outstanding or High-Performing to be eligible to post for a position.

General Position Scope:

Responsible for assisting officers with all financial needs of high-profile customers.

Duties and Responsibilities:

• Sells and cross-sells Bank products to new and established customers by assessing the customer's needs and being knowledgeable of the features and benefits of the products.
• Prepares loans within limited lending authority, for Loan Officer review.
• Coordinates activities between loan officers and loan customers.
• Prepares loan advances, renewals, extensions and amendments and assists Loan Officers with loan closings and funding.
• Quotes loan payoffs and initiates loan payoff letters as instructed.
• Reviews and resolves credit and collateral exceptions.
• Files Deeds of Trusts, Titles and UCC's.
• Assists Loan Officer in compiling information for credit analysis, ordering credit bureau and Dun and Bradstreet reports.
• Obtains required information from prospective customers and/or existing customers for collateral and credit files.
• Resolves unposted loan items on a daily basis.
• Sends all lending documents to loan administration, ensuring that all exceptions are removed.
• Greets and services all customers in a courteous and professional manner.
• Ensures the loan documentation is processed accurately and filed in a timely manner.
• Performs all lending relationship specialist functions in compliance with applicable Bank regulations and/or Bank policy and procedures.
• Opens various deposit accounts and completes account servicing transactions as requested by customer, if needed.
• May make payment decisions, with approval from banking center president or department head.
• Maintains a thorough knowledge of Bank products, services, policies, procedures and appropriate regulatory issues as related to daily job functions including but not limited to: Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E, etc. Completes required compliance training and adheres to the Bank's standard of conduct.
• Participates in the bank's High-Performance Rewards Connections program.
• Makes referrals to the Mortgage Center and Wealth Management.
• Performs other duties as assigned.
• Works with appropriate internal groups and external customers and vendors as necessary.

Position Requirements:

• Bachelor's degree preferred
• Five or more years of similar or related experience required
• General computer and typing experience with Microsoft Office Suite, to include Excel, Word, and Outlook
• Driving, and occasional travel, as needed, for business purposes
• Excellent verbal and written communication skills
• Extensive reading
• Work outside of regular business hours, as deemed necessary
• Ability to make difficult decisions and handle multiple tasks

BankPlus is an Equal Opportunity Employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law. We maintain a drug-free workplace and perform pre-employment substance abuse testing.