Senior Lead Compliance Officer - Structured Products Group (SPG)

Senior Lead Compliance Officer

We are seeking a highly experienced Senior Lead Compliance Officer to support the Structured Products Group (SPG) across both Capital Markets and Warehouse lending functions. This role combines strategic advisory and operational compliance responsibilities, ensuring robust regulatory compliance across asset-backed lending, securitization and syndication. The role is part of the broader Corporate and Investment Banking (CIB) Compliance team and requires deep expertise in broker-dealer regulations and lending compliance.

In this role, you will:

• Serve as a subject matter expert on regulatory requirements impacting SPG, including Regulation AB, Regulation RR, Volcker Rule, TRACE, and other applicable FINRA, SEC, FRB, and OCC rules.
• Execute and support day-to-day compliance activities related to Structured Products origination, syndication, and lending, serving as a primary compliance resource for SPG.
• Provide compliance advisory support for ABS issuance, syndication, and lending activities, including responding to stakeholder inquiries and issue escalation.
• Oversee and challenge Front Line execution of the SPG compliance program, ensuring adherence to regulatory requirements and internal policies.
• Develop, implement, and monitor risk-based compliance programs, controls, and initiatives aligned to the SPG mandate.
• Provide regulatory compliance risk expertise for high-risk projects, new products, and business initiatives.
• Conduct compliance risk assessments and support regulatory exams, audits, and inquiries.
• Monitor and assess regulatory developments, industry practices, and emerging risks, evaluating their impact on SPG activities and internal policies.
• Support regulatory change management, including corrective action planning and execution tracking.
• Prepare and deliver management-ready communications and reporting on compliance issues, risks, and activities.
• Design and deliver targeted compliance training and awareness for SPG stakeholders.
• Assess employee licensing and registration requirements and ensure ongoing compliance.
• Build strong partnerships with Legal, Risk, Audit, Credit, Market Risk, and Operations teams to support a consistent and effective control environment.
• Maintain a deep understanding of SPG products, risks, and controls, applying that knowledge to drive effective compliance outcomes.
• Accountable for execution of compliance initiatives impacting the SPG mandate.
• Occasional travel may be required.

Required Qualifications:

• 7+ years of Compliance experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Advanced degree or professional certification (e.g., JD, CRCM).
• Strong expertise in FINRA, SEC, FRB, and OCC regulations related to broker-dealer, ABS, and capital markets activities.
• Experience with Fixed Income and Structured Products compliance programs.
• Familiarity with traditional lending regulations (e.g., Reg B, FCRA, UDAAP, SCRA, Reg W, Reg O, FDPA).
• Knowledge of CFPB and consumer lending regulatory frameworks.
• Proven experience drafting policies and procedures and delivering compliance training.
• Strong communication, analytical, and problem-solving skills, with the ability to produce executive-ready materials.
• Demonstrated ability to manage multiple priorities in a fast-paced environment.
• Ability to work independently and collaboratively in a team-oriented setting.

Job Location:

• 550 S. Tryon Street - Charlotte, NC
• 150 E 42nd St - New York, NY

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.