Full Stack Software Engineer (Staff / Principal / Distinguished)

Full Stack Software Engineer (Staff, Principal, Distinguished)
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$280k – $360k • No equity
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We are hiring for a client in the social banking and digital wallet industry, driving innovation in consumer finance across emerging markets. The product focuses on building a joint virtual banking and cryptocurrency wallet platform, enabling users around the world to move seamlessly within a unified financial ecosystem with secure transactions, accessibility, and meaningful financial inclusion.
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Our client is a well -funded, senior -only team based in San Francisco, led by founders with successful exits and supported by large global distribution partners. These roles offer high cash compensation and the chance to make an immediate Day 1 impact on a rapidly scaling product shaping the future of global consumer finance.
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Location: San Francisco
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Remote Work Policy: In Office
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Job Type: Full Time
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Visa Sponsorship: Not Available
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Preferred Timezones: Pacific Time
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Collaboration Hours: 10:00 AM - 3:00 PM PT
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Relocation: Allowed
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Experience: 10+ years
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Skills:
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Android, iOS Development, PostgreSQL, TypeScript, React.js, Go, Kubernetes
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Requirements <\/h3>

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Hard Requirements
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As a Full Stack Software Engineer, we feel the following will be important for this role:
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Breadth of Experience - You dance around the stack with precision and accuracy. Some of your best days involve building features out across all tiers. Following the rabbit hole of emergent behavior across apps to resolve a bug is enjoyable.
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Transferable experience to our current stack!
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Go
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React + TypeScript
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Postgres
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Kubernetes
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AWS
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Mobile: Native iOS and Android
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Senior+ (Senior, Staff, Principal, Distinguished) Engineer - You’re a strong technical practitioner who has tempered their thirst for theory with the harsh reality of practical implementation. Knowing when and where to execute autonomously while still being a team player.
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Experience working with modern startup -style web stack such as Postgres, Redis, etc.
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Bonus Skills
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These are not required but would definitely set you apart from other candidates:
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Experience in financial technology such as payments
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Cryptocurrencies: payments, wallets, on ramping + off ramping
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Mobile Development on either iOS (Swift) or Android (Kotlin)
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Kubernetes or modern containerization.
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The Role
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As a Full Stack Software Engineer you’ll play a key role in building out features and functionality at Splash. You will be responsible for end -to -end development, from designing robust database schemas and backend APIs to implementing responsive and intuitive user interfaces. This role requires a high degree of autonomy in executing complex technical tasks while collaborating effectively within a small, fast -moving team to ensure technical decisions align with the overall product vision. You will be a hands -on contributor, focused on delivering high -quality code that directly impacts our consumer finance app for emerging markets.
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Benefits <\/h3>

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What We Offer
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$280K -$360K cash compensation - no equity gamble required
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Early impact on partner products used by millions globally
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Help shape technical vision and architecture as we scale
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Culture: We're light hearted, humble, and efficient peeps.
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Benefits: We take care of our team so you can focus on building!
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Fully covered medical, vision, and dental insurance (with HSA option)
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Flexible 401(k) so you invest how you want (starting January 2026)
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Commuter benefits
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Fully covered One Medical, Talkspace, Health Advocate, and Teldoc memberships.
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