Manager, Product Management - Personal Loans Application Fraud Decisioning

Manager, Product Management - Personal Loans Application Fraud Decisioning Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology. We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry. About the Team Why is this the right problem to solve? What are our options, and of those, which is the optimal solution? How can we instill a deep sense of ownership? And how can we do all of the above while inspiring each other and having fun? About the Role Personal loans introduces a unique risk relative to credit cards in that personal loans are disbursed in one lump sum after approval. We are looking for a Product Manager to help us determine and build the right fraud detection and mitigation to provide a first-in-class frictionless experience for good customers, and prompt the right verification tool(s) to deter fraudsters when we see risk. Additional elements of the role: Strategic visioning + roadmapping – Identify the north star for where we need to be years from now, and sequencing milestones priorities accordingly Data-driven – Elevate data + models as first-class assets, the lifeblood of our decisioning Communication – Stay committed to reaching out to and following-up with cross-functional, distributed partners to stay aligned Results-driven – Shepherd high quality and time execution, and collaboratively tackling blockers and obstacles that emerge Capital One Product Framework In this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product Management: Human Centered – Obsesses about internal and external customer needs to reimagine and innovate product solutions Business Focused – Delivers game-changing outcomes by focusing on leverage and execution excellence Technology Driven – Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value Integrated Problem Solving – Identifies and resolves complex problems to deliver outcomes while mitigating product risks Transformational Leadership – Leads cross functional teams to solve customer problems and drive organizational alignment Basic Qualifications Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing or Bachelor's degree in any field and at least 3 years of Product Management experience Preferred Qualifications Experience translating business strategy and analysis into consumer facing digital products Salary ranges (full-time, annual): Chicago, IL: $149,800 - $171,000 McLean, VA: $164,800 - $188,100 New York, NY: $179,700 - $205,100 Richmond, VA: $149,800 - $171,000 The role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website ( Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. For technical support or questions about Capital One’s recruiting process, please send an email to View email address on click.appcast.io. #J-18808-Ljbffr Capital One