Underwriting Consultant

Large Account Primary Casualty UnderwriterYou have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.Our team of Large Account Primary Casualty Underwriters are high level individual contributors responsible for overall management, business development, growth and profitability of a book of Large Account Casualty business spanning a wide range of industry segments and revenue bands (Manufacturing, Distributors, Education, Real Estate, Technology, Wholesale, Retail, Service classes). This position will have a heavy emphasis on new business production of risk management primary casualty accounts utilizing our Standard Lines operating model focusing on underwriting performance, exposure-based pricing, and building strong producer and customer relationships.This position may be located from our offices in either Philadelphia, Boston or New York City. You will be required to have loss sensitive experience within the large account casualty (Primary) space and work four days per week market facing.Essential duties and responsibilities include the following. Other duties may be assigned.1. Underwriting ExpertiseReviews applications and financial requirements to determine acceptability of risk in accordance with CNA's guidelines and standardsUnderstands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysisUses all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followedAnalyzes coverage and limits of underlying policies to properly structure the CNA Umbrella or Excess attachment and coverage.Completes underwriting write ups to detail the underwriting thought process including analysis of operations, exposures, coverage and losses.Demonstrates technical underwriting skills, thorough account reviews and file documentationAdheres to guidelines and underwriting discipline to minimize exposure and appropriate priceKeeps current on state/territory issues, regulations and trends2. Portfolio ManagementManages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goalsPrioritizes time and resources to effectively manage and optimize producer's performanceOperates with an Enterprise perspective to identify cross-sale opportunities and create growth within other lines of business and customer segmentsDemonstrates in-depth knowledge of CNA's products and appetite while clearly communicating CNA's position at the point of sale3. Sales & Distribution ManagementBuilds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplinesDevelops producer relationships to build pipelines, agency intelligence, and drives performance to meet and exceed resultsDevelops and implements distributor specific plans, monitors performance, and adjusts plans to ensure a substantial pipeline for future profitable growthDrives effective relationship management and customer activities to build trust, facilitate negotiation and secure commitment with the customerProactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customerIn all responsibilities and interactions, all employees are expected to adopt and align with CNA's Winning Behaviors – to be externally focused, accountable, collaborative, innovative, and continuously learning.Reporting Relationship Manager or aboveSkills, Knowledge and AbilitiesAdvanced technical expertise, underwriting skills and high level of knowledge of insurance and underwriting principles, practices and procedures.Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.Advanced analytical and problem-solving skills, with the ability to manage and prioritize multiple projects.Ability to deal with ambiguous situations and issues.Creativity in resolving unique and challenging business problems.Knowledge of Microsoft Office Suite and other business-related software.Demonstrated leadership skills.Education and ExperienceBachelor's degree or equivalent experience. Professional designations preferred.Typically, a minimum of five years' underwriting experience.As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriting Specialist, Underwriting Consultant or Underwriting Consulting Director. Typical experience is 3-10+ years based on the role.