Senior Financial Analyst

Rain is the world's first AI Financial Health Platform , serving 3.5 million employees at leading organizations like McDonald's, Marriott, and T-Mobile . Rain works in the background to optimize every employee's financial life to prevent shortfalls and build long-term stability. Backed by top investors including QED and Prosus , Rain has raised $150M in venture funding to fuel our next stage of hyper growth.

As we scale our core earned wage access (EWA) business and expand into new financial products, we're looking for a sharp, execution-oriented finance professional to own our financial infrastructure and help leadership navigate complex capital allocation and strategic decisions.

What you’ll do

• Maintain and evolve Rain's core financial model, used for investor reporting, board presentations, internal target setting, budget management, and cash forecasting

• Lead budget ownership across the organization — partnering with department heads to track performance, identify variances, and surface risks and opportunities to leadership

• Own cash forecasting and runway modeling, ensuring leadership has accurate, real-time visibility into our liquidity position

• Support structuring and monitoring of debt facilities, including covenant compliance, borrowing base reporting, and lender communications

• Work directly with the COO on strategic projects, investor materials, and operational decision-making

• Collaborate with the finance team to respond to recurring investor and board queries and support fundraising activities

• Provide ad hoc financial analysis to evaluate new products, partnerships, and business models as Rain expands beyond EWA

• Partner with the Accounting team on month-end close, accruals, and department cost allocation to ensure reporting accuracy

• Translate complex financial data into clear, actionable insights for non-finance stakeholders across the business

• Drive automation of financial planning processes using tools such as Drivetrain to improve efficiency and scalability
  

Who you are

• 3-5+ years of total experience with a strong foundation in investment banking, strategy consulting, M&A advisory, or corporate finance at a top tech company

• Investment banking or transaction advisory experience strongly preferred

• Strategic finance or FP&A experience at a high-growth startup is a strong plus

• Expert-level Excel financial modeling skills — you should be comfortable building complex, multi-scenario models from scratch

• Strong accounting knowledge and ability to read and interpret financial statements and understand accounting impacts

• Excellent problem-solving, critical thinking, and investigative skills

• High attention to detail with the ability to prioritize in a fast-paced environment

• Excellent communicator who can distill complex analysis into crisp narratives for leadership, investors, and board members

• Self-starter with the initiative to improve processes and drive outcomes independently — we're growing fast and want someone eager to bring their own ideas to the table
  

Why this role

You'll be joining a lean, entrepreneurial finance team with direct exposure to senior leadership and meaningful ownership from day one. This is not a maintenance role — it's a high-visibility position where your work directly shapes how Rain allocates capital, tells its financial story to investors, and makes strategic decisions at a critical stage of growth.

Who We Are
Rain is filled with people with a deeply rooted passion for our mission, who embrace diversity throughout our global team, and grow personally and professionally. We own what we do and let data guide our actions while working quickly and adapting to new challenges every day.

Compensation
$160,000 – $200,000 Base salary. Note this is a range and we take in a variety of factors when determining total compensation for the position.

Diversity, Equity and Inclusion Commitments

As part of our dedication to the diversity of our workforce, Rain is committed to Equal Employment Opportunity and does not discriminate based on race, religion, color, national origin, ethnicity, gender, sex (including pregnancy), protected veteran status, age, disability, sexual orientation, gender identity, gender expression, or any unlawful criterion existing under applicable federal, state, or local laws. If you need assistance or accommodation due to a disability, you may contact us at View email address on click.appcast.io.

What’s Next

Ensuring a smooth and enjoyable candidate experience is critical for us. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.