Mortgage Processor

Mortgage Processor

We are seeking a detail-oriented and organized Mortgage Processor to join our dynamic team. The ideal candidate will play a crucial role in the mortgage lending process by ensuring that all loan documentation is complete, accurate, and in compliance with regulatory guidelines. This position requires strong analytical skills and a solid understanding of financial services, loan origination, and underwriting processes.

Responsibilities

• Review and verify loan applications and supporting documentation for accuracy and completeness.
• Conduct credit analysis to assess borrower eligibility and risk factors.
• Collaborate with loan officers to gather necessary information for loan processing.
• Prepare and submit loan files to underwriting for approval.
• Maintain communication with clients, real estate agents, and other stakeholders throughout the mortgage process.
• Ensure compliance with FNMA guidelines and other regulatory requirements during processing.
• Track the progress of loans in the pipeline and provide updates as needed.
• Resolve any issues or discrepancies that arise during the processing phase.

Requirements

• Proven experience in mortgage processing or a related field within financial services.
• Strong knowledge of loan origination processes, credit analysis, and underwriting standards.
• Proficiency in math skills to accurately calculate financial ratios and metrics.
• Familiarity with banking operations and contract management related to mortgage loans.
• Excellent attention to detail and organizational skills to manage multiple files simultaneously.
• Strong communication skills, both written and verbal, to effectively interact with clients and team members.
• Ability to work independently as well as collaboratively within a team environment.

If you are passionate about helping clients achieve their homeownership goals through efficient mortgage processing, we encourage you to apply for this exciting opportunity!