Director, Credit Risk Policy
$138k - $221kMastercard
Director, Credit Risk Policy
Director, Credit Risk Policy
Overview: This role provides senior, independent Second Line of Defense oversight of credit risk across the Global portfolio. The Director is accountable for supporting the SVP Credit Risk to oversight credit risk governance, specifically on credit policy, standards and guidance, developing credit risk portfolio management information, key credit risk indicators, regulatory compliance, and oversight of first line credit risk management frameworks. The role supports and will represent Credit Risk function at regulator, committee, and senior stakeholder forums, ensuring alignment with global Credit Risk standards. Role & Responsibilities:Credit Risk Governance & Oversight
• Provide independent Second Line oversight of credit risk across the global portfolio
• Lead development and maintenance the second line of defense Credit Risk Policy, standards and guidelines, e.g., Underwriting standards, collateral standards, etc
• Oversight of first line of defense adherence to risk appetite, policies, standards and guidelines
• Support SVP on challenges to and approval of material policy exceptions
Risk Rating Framework, Methodology & Credit Risk Systems
• Work with SVP, Credit Risk to ensure requirements in Credit Risk Policy and Standards are implemented within the Credit Risk Systems and tools
Portfolio & Risk Appetite Oversight
• Provide oversight of portfolio performance, concentrations, and emerging risks
• Coordinate the management and enhancement of second line management reporting, key risk indicators and portfolio oversight through CRMS/Power BI
• Monitor portfolio metrics against approved risk appetite and tolerance levels
• Perform periodic QA over Underwritings performed by 1LoD Customer Risk Management function
• Ensure timely escalation of material risk deterioration and forward-looking risk concerns
Regulatory & Stakeholder Engagement
• As appropriate, lead Credit Risk engagement during regulatory reviews, examinations, and audits
• Partner with senior stakeholders across Business, Finance, Compliance, and Risk
Leadership & Strategic Contribution
• Provide leadership and direction within the Credit Risk function
• Contribute to global and regional credit risk initiatives and framework enhancements
• Support development of credit risk talent through mentoring and professional guidance
Decision Making Authority
• Authority to review and challenge first line credit risk decisions, underwriting, procedures risk acceptance, open risk management
• Recommend approval or escalation of policy exceptions and KRI risk appetite breaches
• Recommendation on enhancements to credit risk policy, standards and guidelines.
• Recommendation on enhancements to credit risk systems and management reporting All About You:
• Advanced credit risk management expertise across financial institutions and/or corporate portfolios, in particular the enhancement of credit risk policy, standards and guidance
• Strong knowledge of credit risk management systems, management information, rating systems and control frameworks. Use of AI in credit risk management.
• Good understanding of Expected Loss frameworks including PD, LGD, EAD and stress testing
• Executive-level communication and stakeholder management skills
• Strong strategic and commercial mindset
• Deep analytical and data-driven decision-making capability
• Solid understanding of regulatory frameworks
• Ability to balance growth and risk
• Proven experience in [banking, payments, fintech, risk management]
• Proven experience in [credit risk strategy, portfolio management, analytics]
• Experience operating across global or regional markets
• Experience engaging regulators and governance forums
• Proven ability to influence in a matrix organization
• Comfortable operating in ambiguity and driving change
• Strong stakeholder management
• Demonstrated inclusive leadership style
• Acts as a role model for risk culture, governance discipline, and ethical decision-making
• Exercises independent judgement while constructively challenging the First Line
• Demonstrates accountability, resilience, and sound professional judgement Education & Qualifications
• Bachelor’s degree required
• Relevant certifications (CFA, FRM, etc.)
• Desirable, advanced degree preferred (MBA, MSc, etc.)
Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact View email address on decentrajobs.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.
Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard’s security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program. This posting reflects one or more current openings on our team.
Pay RangesToronto, Canada: $138,000 - $221,000 CAD
$96k - $192k
...social media at @Carrier. About this role The Insider Risk Manager supports the organization’s cybersecurity operations by... ...identifying, analyzing, and escalating suspicious behaviors or policy violations to protect sensitive data and maintain compliance....PolicyTemporary workLocal areaVisa sponsorship- ...(Rn) Assesses, Plans, Implements, Evaluates And Supervises Individual Patient Care On A Nursing Unit/Department According To Unit Policies And Procedures. Provides Supervision Of Non-Rn Personnel On The Assigned Unit. When Assuming The Charge Role, Delegates And Supervises...Policy
- ...rate strategies Create and manage project plans, budgets, and timelines Ensure compliance with carrier screening and company policies Lead, supervise, and support logistics team members, including training new hires Collaborate with team members to share...PolicyWork experience placementWork at officeFlexible hours
$16 per hour
...drivers license, current auto insurance, reliable transportation and an acceptable driving record determined by Pinnacle Services policy. Unacceptable driving record will result in reduction of placement options. Preferred Qualifications Previous direct care...PolicyHourly payFull timeTemporary workPart timeFlexible hoursShift workNight shiftWeekend workDay shiftAfternoon shift$19.4 - $30.14 per hour
...messenger functions, ordering, charging/crediting supplies, setting up patient care equipment... ...communicates learning needs to the unit director. Takes action to improve knowledge,... ...needed by department. Complies with safety policies and procedures including standard...PolicyCasual work- ...tactfully with residents, owners, managers, other staff members, vendors, and the general public. ~ Follow and adhere to organizational policies and procedures. ~ Must possess a valid drivers license, an acceptable driving record, access to a vehicle, and the state-...PolicyHourly payFull timeWork at officeLocal areaMonday to FridayFlexible hours
- ...customers. Drive local routes (no regular overnight runs), completing all trips safely and on schedule while following company policies and DOT regulations . Perform required pre-trip and post-trip inspections (DOT compliant) and meet company safety...PolicyHourly payWork at officeLocal areaWorldwideMonday to FridayWeekend work
$110k - $170k
...Source opportunities and present effective credit proposals/memos for consideration. Work... ...negotiate quality loans within our established policy & guidelines. Effectively identify &... .... (Audit, compliance, fraud, loss, risk). Exceptional business development skills...PolicyRemote job$1,120 per unit
...available for remediation of students as required or needed. ~ Orients and maintains current knowledge related to agency/clinical policies, procedures, and expectations with the assistance of the agency/clinical personnel. ~ Develops and posts written clinical...PolicyPart timeImmediate startWorldwideShift work$12.2 - $16.53 per hour
...to complete accurate sales transactions Ability to cleanly and safely manage and prep food Ability to maintain processes and policies Ability to use computers, telephones, and other equipment as needed Ability to work as part of a team Preferred...PolicyWeekly payFull timeLocal areaFlexible hoursNight shiftWeekend workDay shift$12.2 - $16.53 per hour
...complete accurate sales transactions Ability to cleanly and safely manage and prep food Ability to maintain Arby's processes and policies Ability to use computers, telephones, and other equipment as needed Ability to work as part of a team Preferred...PolicyWeekly payFull timeLocal areaFlexible hoursNight shiftWeekend workDay shift$65k - $75k
...monitoring Assist in the formulation of internal controls and policies to comply with legislation and established best practices... ...bookkeeping for related holding companies Issuance of customer credit notes Maintaining vendor relations including the prompt payment...PolicyPermanent employmentFlexible hours$62k - $69.5k
...What You'll Do Speak with clients who requested information Explain life insurance coverage options Help families enroll in policies Follow a simple, proven sales process What We Offer ~100% commission-based pay (uncapped earnings) ~ Full training — no...PolicyWeekly payFull timeRemote workWork from homeFlexible hours$12.2 - $16.53 per hour
...complete accurate sales transactions Ability to cleanly and safely manage and prep food Ability to maintain Arby's processes and policies Ability to use computers, telephones, and other equipment as needed Ability to work as part of a team Preferred...PolicyWeekly payFull timeLocal areaFlexible hoursNight shiftWeekend workDay shift$1,500 per month
...Requirements: Security: This position operates within a secure manufacturing facility. All employees must adhere to strict security policies, including restrictions on personal electronic devices, access control, and documentation procedures. Equal Opportunity...PolicyRelocationRelocation packageShift workDay shiftAfternoon shift$88.94k - $138.75k
...regardless of gender identity, sexual orientation, race or cultural background, religion, disability, age, and beyond. If you need assistance with interview accessibility, please contact talent.acquisition @basis.com. Your privacy is important to us, view our policy here ....PolicyRemote jobFull timeFlexible hours- ...identifies exceptions and emerging risks, and ensures material... ...This role applies accounting policies and internal controls to maintain... ..., and as directed by, the Director. , maintain, and continuously... ...billing, collections, and credit processes to minimize risk and...PolicyTemporary workWork at officeFlexible hours
- ...and operational goals. Ensures that the operation of the property complies with Company policies and procedures, Canadian Human Rights Act and Provincial Fair Housing Laws, Fair Credit Reporting Act, and other laws and regulations governing multi-family housing...PolicyFor contractorsWork at officeLocal areaImmediate start
$110k - $144k
...world’s leading experiential travel group backed by KKR. We’re excited to welcome a Senior Manager of Safety and Risk . Reporting to the Senior Director of Operations, this role leads organisation‑wide safety, risk and incident management, partnering closely with...Permanent employmentFull timeWork at officeRemote workFlexible hours$37k - $46k
...individual and team goals in sales, service and operations. Maintains compliance with Federal and State regulations as well as bank policies and procedures. Meet/exceed branch audits and operations evaluation requirements. Skills and Abilities Ability to work a...PolicyFlexible hoursWeekend work$43k - $52k
...individual and team goals in sales, service and operations • Maintains compliance with Federal and State regulations as well as bank policies and procedures. Meet/exceed branch audits and operations evaluation requirements • Assist with supervision of banking center...PolicyFlexible hoursWeekend work$20 - $45 per hour
...offers administrative and law enforcement support roles in Angola and regional offices. These positions help maintain operations, policy compliance, and security support functions. Position Details Openings : Angola and Nationwide Starting Pay : $20.00 - $4...Policy$2,500 per month
...carts and isolation cabinets. Responsibilities: Cleans and restocks CPR carts. Performs all duties according to department policies and procedures. Operates all departmental equipment and performs operator maintenance. Performs all assigned clerical duties...PolicyPart timeRelocation package- ...payroll processing and reporting. Ensure compliance with federal and provincial payroll, privacy legislation, and organizational policies and procedures. Track, audit, and reconcile timesheets; resolve discrepancies and queries promptly. Prepare and distribute...PolicyTemporary workWork at office
$70k - $90k
...performin g team, delivering coaching, and fostering a positive culture. * Own hospital operations including payroll, inventory, policy compliance (CVO/Controlle d Substances), and vendor relationships. * Collaborate with the Managing DVM to support staffing...Policy$100k - $150k
...records to comply with SOPs, and compliance procedures. Ensure direct reports maintain 100% compliance to all corporate SOPs and policies. Will have responsibility for revenue, expense performance, and budget control for the Ontario, Canada region. Hiring company...PolicyNight shift$37k
...ensure floor coverage is maintained. # Contributes to a safe, clean and hazard free work environment through adherence to Company policy and procedures, including the completion of safety sweep logs and ensuring displays and fixtures are secure. # Stocks merchandise...PolicyFlexible hours$19 per hour
...an exceptional level of service that exceeds the expectation of the client Conduct all work in accordance with company safety policies QUALIFICATIONS Full "G" Driver's License with clean record Effective communication skills both written and verbal Pride...PolicyPart timeFlexible hours$190.74 per hour
...supervising or medically directing physician and under the standards of the Department of Anesthesiology and in accordance with hospital policies and procedures. The CRNA administers anesthesia to patients rendering them insensitive to pain during surgery, monitors the...PolicyCasual workFlexible hours$20.45 - $30.68 per hour
...the shift supervisor. Inspect and ensure that all assigned areas are properly cleaned and in good repair. Follow all safety and sanitation regulations, reporting problems to the shift supervisor. Comply with all Hospital/Department policies and procedures....PolicyFull timeAll shiftsShift workWeekend work
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Director, Credit Risk Policy. Be the first to apply!






