AVP, Senior Credit Analyst

Salary: $77,000 - $108,000/YR *Actual offer will be based on experience, location, education, and/or skills* Applications should be submitted for consideration no later 07/31/2026. Who We’re Looking For You’re an experienced credit professional with a strong foundation in underwriting, portfolio management, and client servicing. You work efficiently in a fast‑paced environment, maintain high standards of credit quality, and support revenue generation through sound analysis and process execution. You bring structure to complex loan requests, mentor junior team members, and uphold compliance across all stages of the credit lifecycle. If you’re detail‑oriented, disciplined, and skilled at managing both relationships and risk—this role is for you. About the Role The AVP, Senior Credit Analyst supports the Profit Center by identifying key revenue‑generating opportunities across loans, deposits, and investment assets. The role contributes to client growth and retention through accurate underwriting, portfolio oversight, and coordination of the full credit process. Responsibilities include evaluating new loan requests, managing renewals, and ensuring compliance with pricing, credit, and documentation standards. This position plays a critical role in maintaining the health of the loan portfolio—tracking exceptions, covenant requirements, and past dues while supporting Relationship Bankers in delivering complete financial solutions. What You’ll Do Underwrite and analyze complex loan requests, renewals, and modifications, ensuring credit quality, sound structure, and alignment with client needs. Coordinate all stages of the credit process—from client outreach and document collection to loan application, approval, closing, and onboarding. Maintain the loan portfolio through proactive administration, including tracking past dues, maturing loans, covenants, exceptions, and annual reviews. Support cross‑selling efforts by identifying new lending opportunities for existing clients and introducing additional bank products. Collaborate with Relationship Bankers and internal teams to support new business development for both existing and prospective clients. Provide training and guidance to Credit Analysts and Loan Associates, while ensuring compliance with internal policies and regulatory requirements. What You Bring Bachelor’s degree in business, finance, or a related field 5–7 years of lending, underwriting, and/or credit experience Proficiency in Microsoft Office Suite, with advanced Excel skills Experience with banking and credit software Experience with CRM systems Strong mathematical and analytical skills High initiative and follow‑through Ability to work independently and with a team Excellent written and verbal communication skills Strong organizational skills with the ability to prioritize and multi‑task Self‑starter with the ability to collaborate across teams and with clients NMLS registration upon hire What We Offer 401(k) plan with employer match Paid parking and transportation benefits Comprehensive health and wellness benefits, including: Health savings accounts (HSA) Flexible spending accounts (FSA) Medical, dental, and vision coverage Generous paid time off and bank holidays Access to training and professional development programs Sponsorship and support for obtaining professional certifications A culture of collaboration, continuous improvement, and shared success First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. #J-18808-Ljbffr First Western