Credit Analyst

Credit Analyst Credit Analyst at a growth-oriented energy company. Partner closely with Commercial, Treasury, Legal, Accounting/AR, and Operations to enable profitable growth while staying within credit policy and risk appetite. Reporting to the Treasury Manager and residing in the Treasury/Corporate Finance department, the Credit Analyst supports the company’s businesses by evaluating counterparty creditworthiness, setting and maintaining credit limits, monitoring exposure, and helping structure/administrate credit support (e.g., letters of credit, guarantees, other collateral). Key Activities Analyze financial statements, cash flow, liquidity, leverage, and key credit metrics to determine creditworthiness and risk rating; prepare clear written credit memos and recommendations Research industry/market conditions impacting counterparties (energy prices, macro trends) and incorporate findings into credit decisions Identify situations requiring policy exceptions and recommend mitigants (reduced limits, shorter terms, collateral requirements, etc.) Supporting the credit function with vendors and suppliers while ensuring compliance with company’s credit policy Administration of Letters of Credit, bonds, parent company guarantees, and other credit instruments as required Evaluating new and existing customer’s credit data and financial statements to determine credit worthiness Support preparation of credit exposure report by collecting data from multiple departments Maintain security and confidentiality of financial records Complete project work, back-up duties, and other tasks as needed and assigned Qualifications To meet the basic qualifications for this role, you will have legal authorization to work permanently in the United States for any employer without requiring a visa transfer or visa sponsorship. Bachelor’s degree in Finance, Economics, Accounting or related field required Minimum 3 years of Treasury, Credit Risk or Accounting experience required Proficiency in Microsoft Excel and Microsoft Word required Ability to work with limited supervision in a team-oriented environment required Experience with SAP or similar ERP systems preferred Oil & gas industry or commodities-based industries preferred Ability to multi-task and prioritize efficiently, while maintaining strong attention to detail required Solid written and verbal communication skills required Demonstrated ability to take initiative and independently identify and implement process improvements preferred Ability to work in office Monday through Thursday required, remote option on Friday Location The office is in the City Centre in Houston, Texas, located on the west side of Houston near I-10 and the Sam Houston Tollway. It’s a vibrant area of the city with plenty of places for lunch or to wind down after work. Benefits In addition to a competitive salary, we offer a strong comprehensive benefits package that includes medical, dental and vision insurance, a robust allotment of paid time off, a 401(k) with company match, retirement savings plans, educational reimbursement, and more. Full-time employees (and their families) are offered medical (with prescription coverage), dental, vision, voluntary critical illness, accident, life/AD&D insurance, Flexible Spending Account and Employee Assistance Program. Employees can purchase company stock at discounted prices through the Employee Stock Purchase Program. Equal Opportunity Par Pacific is an equal opportunity employer. Par Pacific prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, genetic information or any other status protected by applicable law. Note: Par Pacific will not accept calls or unsolicited resumes from third-party recruiters. All candidates are required to apply through this web posting. #J-18808-Ljbffr Parpacific