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Mortgage Loan Processor I

Altura Credit Union

Summary Responsible for supporting processing staff by performing a variety of duties, including validating, and requesting loan documentation in order to ensure timely closing and accuracy in each loan transaction. Work closely with a group of Loan Processors to get loans through swiftly by assisting with third party vendor requests, verifying disclosure compliance, and performing other duties as assigned. Review mortgage applications and all supporting documentation to ensure information is complete; all signatures are obtained and collect missing information needed from members for the application. Set up loan files with initial documents before giving the file to a loan processor for further evaluation Perform third party vendor requests, including but not limited to, requesting IRS transcripts, credit supplements, written verifications of employment, flood certifications, title work requests, and ordering property appraisals Generate and send out disclosures (Loan Estimates) Respond to Loan Processor, Loan Officers, Member requests and assist with Processing tasks Essential Duties And Responsibilities Review mortgage applications and all supporting documentation to ensure information is complete; all signatures are obtained and collect missing information needed from members for the application. Set up loan files with initial documents before giving the file to a loan processor for further evaluation Perform third party vendor requests, including but not limited to, requesting IRS transcripts, credit supplements, written verifications of employment, flood certifications, title work requests, and ordering property appraisals Generate and send out disclosures (Loan Estimates) Respond to Loan Processor, Loan Officers, Member requests and assist with Processing tasks EDUCATION, EXPERIENCE And QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions High school diploma or its equivalent is required. 12 months of mortgage processing experience or equivalent mortgage-related training, education, or demonstrated knowledge. Exceptional customer service skills are required. Basic computer skills using Windows-based software, as well as basic Internet skills, are required. Familiarity with fundamental mortgage lending practices, regulatory requirements, and loan processing procedures. Why Altura?

WORK-LIFE BALANCE

Vacation (10+ or Minimum Days) Sick (8 Days) Holidays (11 Days & 1/2 Day Christmas Eve) Birthday & Anniversary Day Off Specialized Paid Time Off (Jury Duty, Bereavement, etc.) Community Volunteer Events Social Events & Outings Event & Venue Discounts

WEALTH INCENTIVES

Competitive Pay Stakeholders 401k Dollar-for-Dollar Match up to 6% (after one year of service) Business Attire Allowance Annual Performance Review & Increase Wellness Incentive Tuition Reimbursement Awards, Recognitions & Incentives Free Checking & Savings Accounts Discounted Employee Loan Rates

HEALTH AND WELLNESS

Kaiser and Cigna Medical & Prescription Plans Dental & Vision Fitness Challenges & Gym Access Onsite Wellness Programs Medical & Dependent Flex Spending Account Life & A&D Insurance Employee Assistance Program Pet Insurance #J-18808-Ljbffr Altura Credit Union

Vacancy posted 3 days ago
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