Online Customer Service | Entry Level | No Experience Required
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Online Customer Service - Entry Level - No Experience Required
Globe Life AO - 100% Remote - Member Services + Client Success + Benefits - Entry Level Welcome
Work Arrangement: 100% Remote / Work From Home
Location: U.S.-Based Applicants
Schedule: Flexible | Full-Time Career Opportunity
Experience: Entry Level & Experienced Professionals Welcome
Compensation: Commission-Based | Weekly Pay | Performance Bonuses
Training: Comprehensive Training | Licensing Guidance | One-on-One Mentorship
Create Exceptional Member Experiences. Help Families.
Build a Career With Purpose.
Are you someone who genuinely enjoys helping people, answering questions, solving problems, and building relationships ?
Globe Life AO is expanding our virtual team and seeking enthusiastic, dependable, and service-focused professionals to join us as Member Experience & Benefits Consultants .
In this role, you'll connect with individuals and families through scheduled virtual appointments, learn about their needs, explain available supplemental benefits and financial-protection options, assist with enrollment, and provide continued client support.
This opportunity combines:
Member Services + Customer Experience + Client Relationships + Benefits Education + Consultative Insurance Sales
Whether you're starting your career, transitioning from another industry, or looking for a remote opportunity with greater professional-growth potential, previous insurance experience is not required .
We provide structured training, licensing guidance, ongoing mentorship, and professional development.
✓ 100% Remote / Work From Home
✓ Entry Level – No Insurance Experience Required
✓ Qualified Client Opportunities Provided
✓ No Traditional Cold Calling
✓ No Lead Purchasing Required
✓ Weekly Commission-Based Pay
✓ Performance Bonuses
✓ Flexible Scheduling
✓ Renewal & Residual Income Opportunities
✓ One-on-One Mentorship
✓ Leadership & Career Advancement
Be the Person Clients Can Count On
A great member experience is about more than answering a question.
It's about listening carefully, communicating clearly, following through, and making people feel confident about the decisions they're making .
As a Member Experience & Benefits Consultant, you'll serve as a professional resource for prospective and existing clients throughout their experience.
Your responsibilities may include:
Conduct scheduled Zoom and phone appointments
Welcome and assist prospective clients
Connect with individuals and families interested in available benefits
Ask questions to understand individual needs and priorities
Listen carefully to client questions and concerns
Explain benefit information in clear, understandable language
Provide personalized, professional service
Assist with applicable enrollment and documentation
Follow up consistently
Help existing clients with applicable policy-service needs
Assist with beneficiary-related requests
Maintain accurate digital client records
Manage appointments and follow-up activities
Build lasting relationships through dependable service
Your goal is to create a positive client experience before, during, and after enrollment.
️ Benefits Education & Personalized Guidance
Once appropriately licensed, you'll help clients understand available life, accident, and supplemental health insurance options .
Rather than providing a one-size-fits-all experience, you'll learn how to understand each client's situation and explain available options based on their needs.
Responsibilities may include:
Conducting virtual benefit consultations
Identifying individual and family protection priorities
Explaining coverage features
Answering benefit questions
Helping clients evaluate available choices
Providing needs-based recommendations
Assisting eligible clients through applications
Guiding clients through enrollment
Completing required documentation
Assisting with beneficiary information
Conducting applicable benefit and policy reviews
Providing continued service after enrollment
Our approach emphasizes education, relationships, and informed decision-making rather than high-pressure sales tactics.
❤️ Build Relationships Beyond Enrollment
Exceptional client service doesn't necessarily stop when an application is completed.
Depending on the client's needs, ongoing support may include:
Policy and benefit reviews
Beneficiary updates
Coverage-related questions
Client follow-up
Appropriate policy-service requests
Guidance toward applicable claims or service resources
Continued relationship management
The goal is to become a dependable professional resource clients feel comfortable contacting when they have questions about their coverage .
Qualified Client Opportunities – No Traditional Cold Calling
Representatives have access to qualified client opportunities, including individuals and families interested in receiving information regarding available benefits .
No lead purchasing is required.
Rather than spending your time purchasing prospect lists, your focus can remain on:
Connect → Listen → Understand → Educate → Recommend → Enroll → Support
100% Remote / Work From Home
Build your career virtually from your own professional home workspace.
Client appointments, training, coaching, and team collaboration are conducted remotely.
Your work environment may include:
Zoom client consultations
Phone appointments
Digital applications
Online enrollment systems
Virtual training
One-on-one coaching
Remote team meetings
Client follow-up
Professional-development workshops
No daily commute. No traditional office requirement.
You'll work independently while remaining connected to an active virtual team.
⏰ Flexible Scheduling + Professional Accountability
Remote work can provide greater flexibility, but successful representatives understand that flexibility still requires consistency.
You'll have opportunities to organize your schedule while remaining accountable for:
Client appointments
Follow-up
Training
Professional development
Client service
Personal activity and performance goals
This opportunity may be a strong fit for individuals who enjoy independence, goal-based work, professional development, and performance-driven growth .
Weekly Commission-Based Compensation
This is a commission-based independent contractor opportunity , not a guaranteed hourly or salaried member-services position.
Compensation opportunities may include:
Weekly commission payments
Performance-based bonuses
Renewal income
Residual income opportunities
Leadership compensation for qualifying representatives
Performance recognition
Additional achievement incentives
Uncapped Commission Potential
Because compensation is performance-based, commission production is not limited to a predetermined hourly wage or fixed salary.
Earning potential is influenced by factors such as:
Activity
Client appointments
Consistency
Production
Performance
Results
Individual earnings vary significantly and income is not guaranteed.
New to Insurance? We'll Help You Learn.
You don't need an insurance background to apply.
Training and professional development may include:
Structured virtual onboarding
Insurance licensing guidance
Product and benefits education
Member-service training
Customer-experience development
Client communication techniques
Active-listening skills
Relationship management
Consultative sales development
Virtual presentation skills
Enrollment systems and procedures
Weekly coaching
One-on-one mentorship
Leadership development
Ongoing professional education
We can teach products and systems.
We're looking for people who bring professionalism, communication skills, empathy, dependability, coachability, work ethic, and a willingness to learn .
Insurance Licensing
You do not need to already hold an insurance license to apply.
Because this position involves discussing and enrolling clients in insurance products, representatives must obtain the appropriate state Life & Health Insurance License before conducting activities requiring licensure .
Licensing guidance and support are provided.
Technology & Remote Business Resources
Representatives work through modern virtual systems designed to support remote client service and business operations.
You'll use technology for:
Virtual appointments
Client communication
Digital applications
Enrollment
Training
Team collaboration
Record management
Appointment scheduling
Applicants should be comfortable learning and using web-based business systems.
❤️ Professional Support & Qualifying Programs
Eligible and qualifying representatives may have access to:
Medical insurance reimbursement opportunities
Company-supported life insurance
Accidental Death Benefit coverage
OPEIU Local 277 representation where applicable
Renewal and residual income opportunities
Professional-development resources
One-on-one mentorship
Leadership-development programs
Virtual business technology and resources
Eligibility, qualification periods, performance requirements, and applicable conditions may apply.
Career & Leadership Advancement
For individuals interested in professional growth, this opportunity can develop beyond personal client service.
Potential career progression may include:
Member Experience Consultant → Benefits Advisor → Trainer/Mentor → Team Leader → Management → Advanced Leadership
As you progress, development opportunities may include:
Client relationship management
Training
Mentorship
Coaching
Recruiting
New-representative development
Team communication
Performance accountability
Business development
Leadership
Advancement is based on performance, initiative, professional development, and demonstrated leadership ability—not simply tenure.
Leadership opportunities are earned and are not guaranteed.
✈️ Recognition & Performance Incentives
Qualifying representatives may have opportunities to participate in:
Performance recognition
Achievement awards
Leadership conferences
Professional-development events
Company-sponsored incentive travel
Team experiences
Performance contests
Additional career-development opportunities
All incentives are subject to applicable performance and qualification requirements.
What We're Looking For
You may be a strong fit if you're:
Friendly and approachable
An excellent verbal and written communicator
A strong active listener
Naturally service-oriented
Comfortable building relationships
Patient when answering questions
Professional and dependable
Organized and detail-oriented
A strong problem solver
Self-motivated
Personally accountable
Comfortable working independently
Able to collaborate with a virtual team
Comfortable using Zoom and digital technology
Coachable and receptive to feedback
Goal-oriented
Motivated by professional growth
Committed to ethical, client-focused service
Experience That Transfers Well
Experience in any of these areas may transfer especially well:
Customer Service • Member Services • Client Success • Customer Experience • Client Relations • Healthcare • Hospitality • Retail • Education • Banking • Financial Services • Administrative Support • Call Centers • Account Management • Recruiting • Military Service • Insurance • Sales
Previous insurance experience is not required.
Entry-level applicants, recent graduates, veterans, experienced customer-service professionals, and career changers are encouraged to apply.
Minimum Requirements
Applicants must:
Be at least 18 years of age
Be physically located within the United States
Be legally authorized to work in the United States
Have access to a reliable computer or laptop
Maintain reliable high-speed internet
Have webcam and microphone capability
Maintain a quiet, professional home workspace
Be comfortable communicating with clients through Zoom and phone
Be comfortable using email and web-based technology
Be willing to participate in required training
Be willing and able to obtain the appropriate state Life & Health Insurance License
100% Virtual Interview Process
Qualified applicants will first complete a brief career overview covering:
Position responsibilities
Member and client-service expectations
Benefits consultations
Commission-based compensation
Qualified client opportunities
Insurance licensing requirements
Training and mentorship
Career and leadership advancement
Candidates interested in continuing after learning more about the opportunity will then have the opportunity to participate in a live Zoom interview with our hiring team .
The entire hiring process is completed virtually.
Why This Career Matters
Every client conversation is an opportunity to help someone better understand the options available to protect themselves and the people they care about.
Your ability to listen, educate, communicate, and follow through can help create a client experience built on confidence and trust.
At Globe Life AO, you'll have the opportunity to develop those skills while building a performance-based career supported by mentorship, professional development, and opportunities for advancement.
Ready to Build a Career Around Helping People?
If you're looking for a fully remote career where you can provide exceptional client service, build meaningful relationships, develop valuable professional skills, and create long-term earning and advancement opportunities based on your performance, we'd like to hear from you.
Apply today to be considered for our Member Experience & Benefits Consultant opportunity with Globe Life AO.
Listen. Educate. Support. Build Relationships. Grow Your Future From Home.
Important Information About This Opportunity
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.
$50k - $65k
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