Living-Benefit Life Insurance Sales Rep

Job Brief:

Who we sell for:

1/3 of the people in the US have no life insurance because they see no value. They are paying on something that only benefits people after they die. We offer a revolutionary type of life insurance called living benefit life insurance that offers access to your death benefit without having to die. It allows you to access some of the death benefit for someone with a critical illness such as heart attack, stroke, organ failure or kidney disease. It allows those with a chronic illness to continue to access funds continuously for a period of time. Out of the 800+ insurance carriers in America, we work exclusively with top rated carriers that offer the living benefit products such as CVS, Mutual of Omaha, and Transamerica We even have proprietary products with GPM. Only a small handful of companies offer these products, and we partner with most of them. This puts us in a uniquely competitive position and affords our agents the ability to take care of each and every client with best options and close deals with ease. Best of all, these products are offered at the same rate or less than regular life insurance!

Who trains you:

You will betrained directly by Shannon, Dawn and Matthew to be your own boss and distribute this product in your local community on your own schedule. Training is done during one-on-one phone training, webinars, podcasts and periodic in person bootcamps and conferences.

Who we sell to:

Anyone from a newborn to 89 years young may qualify for coverage. We have exclusive, highly qualified, direct mail leads available to all agents who wish to participate in our lead program. NO COLD calling necessary. Only those individuals who have requested our help will be contacted. Our company has a streamlined lead generation system, meaning these individuals are qualified buyers with a need for our product. No limits on lead distribution. We can also train you to sell this product without using the lead program. We will set you up with 3 qualified lead vendors that I have used personally. The group I work with, The Theodore Group, has given over $1 million to help fund agents leads. There is an opportunity for you to receive lead money by earning real money bonuses into your lead account after certain benchmarks are achieved.

How we get paid:

Insurance carriers pay an average $700 per policy sold and 3/4 comes immediately after the policy is issued and the rest comes at a later date that policy year. Compensation comes directly from the insurance carriers as a direct deposit to your bank account. Usually, deposits occur within a day after the approval and issuance of the policy. This is a commission only 1099 position.

Further opportunities:

Build an agency using the training offered by Matthew to build an agency and have a secondary income stream.

All income figures listed are averages of life insurance agents within the United States. There are NO guaranteed commissions.