Commercial Underwriting Associate - Statement Spreading

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a Commercial Underwriting Associate within PNC’s Statement Spreading organization, you will be based remotely within one of the following Commercial Lending Origination (CLO) hubs; Hours: Monday – Friday, 8:00 am EST – 5:00 pm EST within your time zone. In this role you will, under direct supervision, complete basic due diligence, document processing and financial/statistical analysis in support of the underwriting function. In addition, you will perform basic due diligence, including reviewing relevant forms, providing analysis, and ordering reports. You will assist in the underwriting process by ensuring the accuracy and/or completeness of relevant information and documents and performs basic financial analysis, such as cash flow and collateral analysis. You will research/respond to internal/external customer questions and inquiries. You will also receive spread requests for renewals for commercial loans or new requests via the workflow tool. You will review financial statements for accuracy and send them back to the Underwriters for correction, if any inconsistency or inaccuracy is found. In addition, you will input data into the internal spreading software, to ensure consistency for approval from Underwriters. Degree in Finance, Accounting or Economics and or prior experience working with commercial or business finance statements. We also seek candidates who are motivated, driven and creative individuals that enjoy working as part of a team in a high energy environment which thrives on innovation and ingenuity. We work together to create new solutions which will provide our clients with an exceptional customer experience. Valued opinions, supported by collaborative teams, impact the success of the Commercial Lending Operations organization.This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs.Under direct supervision, completes basic due diligence, document processing and financial/statistical analysis in support of the underwriting function. Performs basic due diligence, including reviewing relevant forms, providing analysis and ordering reports. Assists in the underwriting process by ensuring the accuracy and/or completeness of relevant information and documents. Performs basic financial analysis, such as cash flow and collateral analysis. Researches/responds to internal/external customer questions and inquiries. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Consolidated Financial Statements, Credit Decisions, Decision Making, Financial Analysis, Financial Statement Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments Accuracy and Attention to Detail, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Information Capture, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions Work Experience Language Assessments No Required or Preferred Language Assessments Base Salary: $37,500.00 – $68,750.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; a robust wellness program with financial incentives.up to 11 paid holidays each year; To learn more about these and other programs, including benefits for full time and part-time employees, visit Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at View email address on click.appcast.io. Applicants may also call View phone number on click.appcast.io and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. 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