Senior Risk Asset Review Examination Specialist, Risk Asset Review

Responsibilities Lead or participate in moderately complex initiatives and deliverables within Risk Asset Review Examination. Contribute, initiate, and recommend changes to the group's exam policies and standards. Assess the lending practices of the company’s commercial loans and securities investments. At times, serve as examiner‑in‑charge and direct a team of examiners that examines the company’s commercial lending businesses. Perform duties as an examiner‑in‑charge for complex lines of business, including large corporate, asset‑based lending, and capital markets. Interact with line of business senior management of complex lines of business. Communicate and influence RAR’s examination findings to line of business senior management. Advise RAR management on ways to improve the examination process. Serve as a resource on RAR’s examinations of Wells Fargo’s commercial lending businesses. Evaluate credit administration practices, focusing on significant issues, and demonstrate sound credit judgment. Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements. Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals. Requirements 4+ years of Risk Asset Review experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. 4+ years recent experience working for a large U.S. bank or large regional U.S. bank in the role as an underwriter, portfolio manager, and/or relationship manager. Exposure to large complex credits, including syndicated deals, leveraged loans, securities transactions, and asset‑based lending facilities. Good understanding of commercial real estate across various sectors. Strong commercial credit analysis skills with high attention to detail and accuracy. Ability to perform quantitative and qualitative analysis, and to document conclusions in an articulate and succinct manner. Ability to review and interpret complex financial statements, commercial loan structures, and loan documentation. Knowledge and proficiency in risk rating commercial credits. Experience exercising independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements in a variety of industries. Experience interacting with Audit, Legal, external agencies, and regulatory bodies on risk‑related topics. Good communication skills with the ability to communicate issues, risks, and proposed solutions effectively and succinctly, in both written and verbal formats, with senior leaders. Excellent verbal, written, and interpersonal communication skills. A BS/BA degree or higher in accounting, finance, or economics. Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members. Ability to execute in a fast paced, high demand, environment while balancing multiple priorities. Ability to provide credible challenge and candor to peers. #J-18808-Ljbffr Jobtailor