Fraud Strategy Analyst

Fraud Strategy Analyst

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locations

Malvern, PA

Charlotte, NC

time type

Full time

posted on

Posted 10 Days Ago

job requisition id

180411

Global Risk and Security(GR&S) atVanguardenables business strategy, protects client and Vanguard interests (e.g., assets and data), and stewards a strong risk culture. Our teams leverage enterprise-wide insights, deep expertise, and trusted advice so that across Vanguard leaders and crew drive faster, stronger, risk-informed decisions.

Within GR&S, theEnterprise Security and Fraud(ES&F) sub-division is responsible for the global protection of Vanguard crew, property, data, and client assets. We are the trusted advisors that protect the pride of Vanguard with state-of-the-art security and fraud capabilities. We are a world-class destination of highly engaged, passionate, and diverse talent expected to continuously learn and develop in an ever-changing security landscape.

Our crew are our greatest resource – by joining our team you will build collaborative long-term relationships and enjoy a suite of benefits that includes comprehensive health and wellness care, work-life balance, and an investment in your future at its core.

Job Description

• Support Real-Time Fraud Controls:Develop, implement, and maintain fraud rules and detection strategies for participant transactions (e.g., withdrawals, loans, distributions).

• Monitor & Optimize Performance:Analyze fraud trends, rule performance, and key metrics to improve detection rates and reduce false positives.

• Conduct Data Analysis:Perform deep-dive analyses to identify emerging fraud patterns, vulnerabilities, and control gaps.

• Execute Rule Tuning:Adjust thresholds, logic, and segmentation to optimize real-time decisioning performance.

• Partner Cross-Functionally:Collaborate with Product, Engineering, and Operations to support fraud controls in new features and participant journeys.

• Support Investigations & Insights:Provide analytical support for fraud cases, root cause analysis, and loss mitigation efforts.

• Contribute to Reporting:Develop and deliver clear reporting on fraud trends, losses, and control effectiveness.

• Adhere to Governance:Ensure fraud controls are documented, tested, and aligned with risk and compliance standards.

Qualifications

Required Experience

• 2+ years in fraud analytics, fraud strategy, or financial crimes

• Experience in at least one of the following: Fraud rules management / transaction monitoring Payments fraud, account takeover, or digital fraud risks

• Experience working with cross-functional teams in a matrixed environment

Technical & Analytical Skills

• Strong analytical and problem-solving skills with experience using data to drive decisions

• Proficiency in SQL, SAS Python or other data analysis tools and data visualization tools such as Tableau or Power BI

• Familiarity with fraud rules engines or decisioning platforms (preferred)

• Basic understanding of fraud models or scoring methodologies.

Professional Skills

• Strong written and verbal communication skills

• Ability to translate data insights into clear, actionable recommendations

• Detail-oriented with strong execution focus

• Collaborative mindset with ability to work across teams

Special Factors

Sponsorship

Vanguard is offering visa sponsorship for this position.

About Vanguard

At Vanguard, we don't just have a mission—we're on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.

How We Work

Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.