Insurance Product Analyst

Normal Working Hours: Monday-Friday, 8:00AM-5:00PM Who We Are Olympus Insurance Company is the premier insurance partner, providing the broadest coverage and superior service for Florida homeowners since 2007. We believe that insurance is a promise, and we honor our commitment to help homeowners navigate life's inevitable storms. Becoming an Olympian means joining a collaborative, people-first culture built on growth, accountability, and connection. Think Ahead. Think Olympus. What Olympus Offers We extend our signature White Glove Service to our employees through a comprehensive total rewards package, including: Employer-sponsored medical, dental, and vision plans Company-paid life insurance, short-term disability, and long-term disability 401(k) with company match Paid Time Off to include annual PTO, Holidays, Floating Holidays, and Volunteer Time Off Education Assistance Program and ongoing professional development opportunities Wellness Lunch N Learns Employee perks such as pet insurance, discount programs, and a welcoming office environment At Olympus, we empower you to grow, contribute, and thrive both professionally and personally. Job Summary This role is responsible for analyzing data to evaluate the growth, profitability, and performance of customer segments within the Homeowners line of business. The position supports the development, enhancement, and ongoing management of personal lines insurance products through competitive intelligence, contract and coverage analysis, underwriting guideline development, regulatory research, and actuarial pricing collaboration. The ideal candidate combines strong analytical capabilities with business acumen to help drive profitable growth, regulatory compliance, and market-leading product design. Essential Duties and Responsibilities Support the Personal Lines Product Leader in executing strategies that drive profitable growth and market competitiveness. Extract, manipulate, and analyze data to evaluate product performance, identify trends and key drivers, and monitor results against forecasts and expectations. Conduct competitive intelligence and market research using industry tools and vendor platforms to inform product positioning and enhancements. Apply analytical and critical thinking skills to evaluate complex datasets and develop actionable business recommendations. Draft, revise, and enhance policy forms, endorsements, and underwriting guidelines to support product innovation and compliance. Prepare state regulatory filings and coordinate responses to objections to secure Department of Insurance approval. Interpret insurance policy language, statutes, and regulatory requirements to ensure compliance and provide business recommendations. Partner cross-functionally with IT to define business requirements, support implementation efforts, and perform User Acceptance Testing (UAT). Collaborate with actuarial partners on rate reviews, pricing analyses, loss ratio performance, and profit and loss evaluations. Qualifications (Education/Experience) Bachelor’s degree in Risk Management, Business, Actuarial Science, Mathematics, Statistics, Finance, Economics, or a related quantitative field. Demonstrated analytical and problem-solving abilities. Internship or prior experience in insurance, actuarial, underwriting, or a related analytical field preferred. Progress toward professional designations such as CPCU, AINS, ARM, or actuarial credentials (ACAS/FCAS) preferred. Skills Required Strong written and verbal communication skills. Excellent organizational skills with high attention to detail and accuracy. Ability to manage multiple priorities and meet deadlines in a fast-paced environment. Strong critical thinking and sound judgment in evaluating complex issues. Ability to work both independently and collaboratively across departments. Capability to prepare clear, concise, and well-supported analytical reports and presentations. Adaptability in a dynamic and evolving business environment. Advanced proficiency in Microsoft Office Suite, particularly Excel. Skills Preferred Experience conducting competitive intelligence and market analysis. Knowledge of the Florida residential property insurance market. Experience with data visualization tools such as Power BI or Tableau. EEO Compliance Olympus Insurance Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace. We prohibit discrimination and harassment of any kind based on race, color, religion, national origin, sex (including pregnancy, childbirth, and related medical conditions), age, disability, genetic information, marital status, sexual orientation, gender identity or expression, veteran or military status, or any other protected characteristic under federal, state, or local law. This position will remain open until April 3,2026, or until a sufficient pool of qualified candidates has been identified. Agency Disclaimer This job posting is not intended to solicit resumes from staffing agencies. Any unsolicited resumes sent to this posting, to employees, or to the Company without a valid written and signed agreement from Human Resources will be considered the property of the Company, and no fees will be paid. #J-18808-Ljbffr Olympus Insurance Company