FIU Analyst - 12 month contract (US)

Job Description

Job Description

About MoonPay

MoonPay is for builders with something to prove.

This isn't a "work on cool crypto stuff" company. It's a high-standards, high-velocity, high-accountability company building the operating system for value movement. If the internet moves information, we move value: crypto, stablecoins, tokenized assets, and whatever comes next. Four offerings make that real: fund, tokenize, trade, and spend. 30M+ customers and 500+ ecosystem partners run on us. Licensed in the U.S. Regulated across the UK, EU, Canada, and Australia.

AI is the default operating mode here. It's woven into every role, and we expect you to use it daily. It handles the manual work so you can deliver on what actually matters.

You'll thrive here if outcomes excite you more than process, if impact motivates you more than titles, and if you want hard problems, real ownership, and teammates who love winning, building, and doing it together.

The bar is high. The pace is real. We're building for what's next, for humans and agents.

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✍️ About the Opportunity

The Financial Intelligence Unit (FIU) is responsible for safeguarding the MoonPay platform against financial crime and money laundering activities. Leveraging advanced analytics and blockchain tracing tools, it collects and analyses huge volumes of data to identify potentially suspicious activities. The team collaborates with regulatory bodies, preparing & submitting Suspicious Activity Reports (SARs) and sharing intelligence to combat financial crime.

The FIU Analyst will directly support the Financial Intelligence Unit (FIU) to ensure the business operates in accordance with all legal and regulatory requirements and all Group standards relating to anti-money laundering and counter terrorism financing.

This role will be responsible to conduct transaction monitoring reviews to ensure efficient monitoring and detection of potential money laundering, terrorist financing, or illicit activities and escalate such activity for additional review.  In addition, this role will work independently and closely with the FIU Director and Sr FIU Director, Regional Lead, Team Lead, and/or applicable Head of Compliance in international operational jurisdictions to ensure that all AML related matters are addressed in a timely fashion and in accordance with MoonPay's Compliance  policies and procedures. 

• Utilize the transaction monitoring and/or blockchain analytics solutions to independently analyze and assess activity or patterns of activity that do not commensurate with the customer’s profile or expected behaviour. 
• Review blockchain wallet screening as well as KYT alerts and/or investigations to include on-chain activity to determine if the customer activity presents risk indicators. 
• Independently conduct open source searches as applicable to the relevant customer(s), counterparties, and/or transactional activity. 
• Analyze transactional activity, along with information collected through internal systems, blockchain screening tools, and open sources and use sound judgment, decision-making skills in making reasonable and well supported alert dispositions with adequate conclusions.
• Prepare clear and concise alert and/or case dispositions of potential suspicious activity detected for a Suspicious Matter Report (SMR) consideration.
• May be required to draft Suspicious Matter Reports (SMRs)Discuss potentially unusual findings with the Team Lead, Sr FIU Manager, Head of FIU, and/or appropriate Head of Compliance to determine the proper course of action. 
• Ensure that transaction monitoring alerts, case investigations and SMRs are completed/submitted within the established deadlines and SLAs. 

• Previous working experience in Financial Crime/Compliance analytical / investigations role(s), for at least 2 years, preferably in TM/FIUACAMS / ACFCS or ICA accreditation
• Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain)
• Strong problem-solving skills and attention to detail
• Ability to handle shifting priorities and thrive in a dynamic environment.
• Comfortable to work independently and upskill on new tools and technology.
• Team player with good  communication skills, with the ability to explain technical concepts clearly to different audiencesFluent in English

• Prior experience working in a fast-paced fintech/cryptocurrency company
• Blockchain analytics solution certifications (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain)
• Proactive, “can-do”, collaborative approachSolution orientated
• Ability to demonstrate a practical approach to alert processing / analysis
• Ability to feed rule / investigation output back into AML Programme
• Interested in cryptocurrency, blockchain and financial crime detection.

What you will be working with/on…

You will be at the forefront of safeguarding MoonPay against financial crime. In this role, you'll be working in the FIU as an operational team member to review and resolve financial crimes alerts on a day-to-day basis and conduct Financial Crime Investigations. In addition, you will be responsible for escalating suspicious activity, and, if applicable, preparing  suspicious activity reports in the required jurisdiction. You will be engaged within MoonPay’s Financial Intelligence Unit as well as with the MoonPay’s Risk and  Compliance Teams and appropriate Heads of Compliance.

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• \uD83D\uDCB0 Competitive salary package

• \uD83E\uDD1D Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay

• \uD83D\uDCC8 Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards

• \uD83D\uDE80 Moonshot award: we honor exceptional impact. 10 employees twice a year, each earning a $250,000 equity grant

• \uD83D\uDCCAPension: employer contributions from day one

• \uD83C\uDF81Employee referral program: refer great people, earn 10K in USDC

• \uD83C\uDFDD Flexible Time Off: choose when to work and when to switch off

• \uD83C\uDF82 Birthday leave: take the day off to celebrate you

• \uD83C\uDF7C Enhanced parental leave: more time with family, no second thought

• \uD83C\uDF0D Hybrid working schedule: work fully remotely or from your nearest Moonbase

• \uD83D\uDE86 Commuter benefits: public transport to and from the office

• \uD83E\uDE7A Private healthcare benefits: to protect you and your loved ones

• \uD83E\uDDD8 Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership

• \uD83E\uDD16 Unlimited enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next

• \uD83C\uDF71 Lunch credit: meals covered on the days you're in the office

• \uD83E\uDE91 Home office setup allowance: build the home office of your dreams

• \uD83D\uDC5B Remote working allowance: those working fully remotely get a little extra for utilities

• \uD83C\uDF15 Monthly product budget and zero-fee crypto transactions

• \uD83D\uDCDA $1,000 Annual training budget: we support your learning journey

• \uD83C\uDFAF High Potential Program: structured development, mentorship, and stretch opportunities

• ✈️ Regular remote company offsites: high-impact in-person sessions and hackathons

• \uD83D\uDEB2 (Ireland) Cycle to Work scheme: tax-efficient bike, gear, and safety kit

• \uD83D\uDD0C (UK) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.