Avista Credit Union Member Service Representative/ Loan Officer (Part Time)
$22.31 - $28.34 per hourAvista
Closes: June 10, 2026 About Us: Avista Corp. Credit Union was established in 1934 to provide competitive rates of interest for savings accounts and low rates on loan products. We are a not-for-profit entity overseen by a 12-member Board of Directors made up of Avista employees and retirees. The Avista Corp. Credit Union exists to create a financially empowered Avista Family. We are dedicated to enhancing our members’ and community’s lives by building trusted relationships, with strong Avista values. Job Description The Member Service Representative/ Loan Officer position is responsible for providing quality and timely member services as well as promoting a high level of member satisfaction through assistance, education, and follow through, maintaining a high level of professionalism and confidentiality at all times. Ensures the protection of the Credit Union’s (CU) interests in matters of adequate documentation and adherence to Credit Union policy and various laws and regulations. Responsible for exercises sound credit decisions within specified limits and referring loan applications outside those limits to underwriting or committee for approval. Backs-up other CU positions. * Business Development – Prepares oral presentations of credit union loans and deposit products to employee groups, both members and nonmembers, for the purpose of creating a higher awareness of the Credit Union’s benefits. * Loan Origination – MSR/LO Executes consumer and personal loan processes independently. LO Originates secondary mortgage loan applications to produce accurate good faith estimates as a part of a team under general direction and guidance. * Credit Analysis - The LO is responsible for determining application and disclosure schedule and documentation, AVM/Appraisal review, Title, Flood, and resolution of irregularities. The Credit Union Member Service Representative/Loan Officer position is scheduled to work 30 hours per week. Typical operating hours for the Credit Union are Monday through Friday, 7:30 a.m. to 4:30 p.m. Requirements Member Service Representative (MSR): * Minimum of 2 years of professionally related experience or 1 year directly related experience in a Credit Union or financial institution is preferred.
- Associate's Degree is preferred
- Effective written and verbal communication skills required.
- Past experience should demonstrate the ability to excel in a dynamic,
- The individual must be "bondable" as a financial institution employee.
- Must have the ability to obtain a National Mortgage License Service is
- Experience in originating, processing, or funding consumer loans preferred.
- Knowledge of lien perfection, accounting, marketing, or collections is
- Effective written and verbal communication skills required.
- Past experience should demonstrate the ability to excel in a dynamic,
- The individual must be "bondable" as a financial institution employee.
- Must have the ability to obtain a National Mortgage License Service (NMLS)
- Affordable healthcare options including medical, dental, and vision coverage
- Retirement benefits with an enhanced 401(k) match
- Incentive programs rewarding performance and contributions
- Competitive paid time off including holidays, personal days, and vacation
- Life and disability insurance for added peace of mind
- Wellness resources supporting mental and physical health
- Education and development support including tuition assistance
- Community giving programs encouraging employee engagement and impact
- Other optional benefits from Legal insurance, Pet insurance, and more
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