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Portfolio Manager Team Lead

FinTrust Connect

FinTrust Connect has partnered with a well-capitalized regional banking institution to identify top talent for a confidential Portfolio Manager Team Lead, Middle Market C&I opportunity. This role is ideal for an experienced commercial banking leader who combines deep Middle Market C&I credit expertise with a passion for coaching portfolio managers, driving credit quality, and partnering with Relationship Managers to deliver sound lending solutions and exceptional client service. Why this opportunity Culture : Collaborative, high-performing commercial banking environment that values strong leadership, sound credit judgment, accountability, and relationship-driven banking Workplac e: On-site in Atlanta, GA Functi on: Lead a team of Middle Market C&I Portfolio Managers while overseeing portfolio quality, underwriting standards, credit execution, and collaboration with Commercial Relationship Managers to support new business growth and prudent risk management Requirement: Bachelor's degree in Finance, Accounting, Business, Economics, or a related discipline; advanced degree or formal banking education is a plus Minimum 10 years of commercial banking, commercial credit, portfolio management, or commercial lending experience with significant Middle Market C&I exposure Previous leadership experience managing, mentoring, or developing Portfolio Managers, Credit Analysts, or commercial banking professionals Extensive experience underwriting and structuring Middle Market Commercial & Industrial (C&I) credit facilities Strong knowledge of cash flow lending, revolving lines of credit, equipment financing, acquisition financing, and term loan structures Deep understanding of commercial credit analysis, financial statement analysis, covenant design, global cash flow, leverage, liquidity, and debt service coverage Experience approving or recommending complex commercial credit transactions through formal credit approval processes Strong knowledge of commercial loan documentation, collateral structures, policy exceptions, and regulatory expectations Proven ability to manage portfolio quality while balancing client responsiveness and business growth Excellent coaching, communication, relationship management, and organizational skills Description: Lead, mentor, and develop a team of Middle Market C&I Portfolio Managers responsible for underwriting and managing commercial banking relationships Reports to Commercial Banking or Credit Leadership Provide guidance on complex credit structures, underwriting strategies, risk assessment, and portfolio management best practices Review and approve credit recommendations, ensuring consistency with underwriting standards, credit policy, and regulatory expectations Oversee portfolio quality by monitoring risk ratings, covenant compliance, criticized assets, industry concentrations, and emerging credit trends Partner with Commercial Relationship Managers to evaluate new lending opportunities, renewals, modifications, and complex credit requests Assist Portfolio Managers in structuring revolving credit facilities, working capital lines, equipment loans, acquisition financing, and other C&I lending solutions Review credit approval memoranda, annual reviews, renewals, amendments, and commitment documentation to ensure thorough financial analysis and sound credit recommendations Identify policy exceptions and work collaboratively with credit leadership to evaluate mitigating factors and appropriate risk controls Support talent development through coaching, performance feedback, workflow management, and ongoing technical credit training Coordinate with Credit Administration, Loan Operations, Legal, and other internal partners to ensure efficient execution of commercial lending transactions Participate in customer meetings involving larger or more complex commercial relationships and provide strategic credit guidance when appropriate Foster a culture of strong credit discipline, collaboration, continuous improvement, and exceptional client service #J-18808-Ljbffr

Vacancy posted 5 days ago
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