Senior Software Engineer, Backend - Fintech Platform

About RipplingRippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365—all within 90 seconds.Based in San Francisco, CA, Rippling has raised $1.4B+ from the world’s top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America's best startup employers by Forbes.We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses.About the Fintech PlatformRippling’s Fintech Platform builds the systems that make global payroll and money movement accurate, reliable, and scalable. We turn complex workforce, payroll, tax, compliance, and banking data into payments for employees, tax authorities, and entities worldwide.As a Senior Backend Engineer, you will join the Fintech Platform organization and be matched to a team based on your experience and business needs. Teams own foundational capabilities such as payroll orchestration, payment execution, ledgers, reconciliation, treasury, risk, and global compliance.This is systems work where correctness is tangible: the software you build helps ensure people are paid accurately and on time.What you will do (focus on one or multiple areas below):Design, build, and scale backend systems that power global payroll and payments infrastructure.Develop high-integrity systems for payroll calculations, filings, ledgers, payment orders, reconciliation, treasury, and risk controls.Create country-agnostic platform primitives that can support local tax, compliance, banking, and payroll requirements across many regions.Build APIs and integration layers that ingest complex customer, partner, payroll-provider, banking, and compliance data with strong correctness guarantees.Solve distributed-systems problems involving high-volume financial data, state transitions, retries, and integrations with banks, payroll providers, and regulatory partners.Partner closely with product, design, operations, compliance, payroll experts, and payments teams to turn ambiguous business problems into robust technical systems.Mentor other engineers and raise the engineering bar through technical design, code quality, operational rigor, and clear ownership.What you will needStrong backend engineering experience building scalable, production-grade systems.Experience designing distributed systems, APIs, data models, event-driven workflows, or financial infrastructure.Strong engineering judgment around failure modes, data integrity, observability, and operational response.Experience leading complex technical projects and mentoring engineers.Interest in fintech or financial infrastructure; experience with payments, payroll, banking, tax, treasury, ledgers, reconciliation, or regulated systems is a plus.Familiarity with technologies such as Go, Python, TypeScript, React, Spark, Flink, MongoDB, Kafka, Kubernetes, Terraform, or AWS is helpful, but not required.Direct Fintech experience is nice to have but not required.Additional InformationRippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics, Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email View email address on click.appcast.io highly values having employees working in-office to foster a collaborative work environment and company culture. For office-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role.This role will receive a competitive salary + benefits + equity. The salary for US-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here.A variety of factors are considered when determining someone’s compensation–including a candidate’s professional background, experience, and location. Final offer amounts may vary from the amounts listed below.