Senior Software Engineer, Financial Management
$159k - $254kFull-time
Toast
Are you bready* for a change?
Now, more than ever, the Toast team is committed to our customers. We're taking steps to help restaurants navigate these unprecedented times with technology, resources, and community. Our focus is on building the restaurant platform that helps restaurants adapt, take control, and get back to what they do best: building the businesses they love. And because our technology is purpose-built for restaurants, by restaurant people, restaurants can trust that we'll deliver on their needs for today while investing in experiences that will power their restaurant of the future.
Every day, many thousands of servers, hosts, and chefs use Toast POS (Point of Sale) to serve millions of guests in their restaurants. To make our restaurants successful, we need to develop products that install painlessly, work together seamlessly, and quickly guide restaurant staff and Toast team members to resolve any problems that occur.
Who We Are
Financial Management is a growing team within Toast focused on solving one of the biggest challenges in the restaurant industry: managing cash flow. Restaurants operate on narrow margins with high turnover, making financial stability critical. By building integrated tools like Cash Flow Insights, Bill Pay, and the upcoming Books product, we empower operators to streamline payments, gain real-time visibility into their finances, and maintain accurate records, all seamlessly within the Toast platform. Together, these tools form a unified financial suite that simplifies operations, improves accuracy, and gives restaurants the confidence to focus on what they do best: hospitality.
We are looking for a Senior Software Engineer to help build Toast Books and support the continued growth of Cash Flow Insights and Bill Pay. Toast already powers over 100,000 restaurants as the leading restaurant platform, which uniquely positions us to provide tailored financial services like lending, equipment financing, and banking products designed specifically for restaurants. As part of our team, you'll play a critical role in expanding Toast's financial ecosystem and shaping the next generation of products that help restaurants thrive.
About this roll* (Responsibilities)
Do you have the right ingredients *? (Requirements)
Bonus ingredients* (preferred skills)
AI at Toast
At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it's a core part of our culture.
Our Total Rewards Philosophy We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters' changing needs. Learn more about our benefits at
The base salary range for this role is listed below. The starting salary will be determined based on skills, experience, and geographic location. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions if eligible), equity, and benefits. You can learn more about how we align pay with local labor markets in our Geographic Pay Zone Philosophy.
Zone A
$159,000-$254,000 USD
Zone B
$138,000-$221,000 USD
Zone C
$125,000-$200,000 USD
How Toast Uses AI in its Hiring Process
Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. To learn more:
Diversity, Equity, and Inclusion is Baked into our Recipe for Success
At Toast, our employees are our secret ingredient-when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences.
We Thrive Together
We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out:
Apply today!
Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact View email address on jobs.jobcopilot.com.
For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Now, more than ever, the Toast team is committed to our customers. We're taking steps to help restaurants navigate these unprecedented times with technology, resources, and community. Our focus is on building the restaurant platform that helps restaurants adapt, take control, and get back to what they do best: building the businesses they love. And because our technology is purpose-built for restaurants, by restaurant people, restaurants can trust that we'll deliver on their needs for today while investing in experiences that will power their restaurant of the future.
Every day, many thousands of servers, hosts, and chefs use Toast POS (Point of Sale) to serve millions of guests in their restaurants. To make our restaurants successful, we need to develop products that install painlessly, work together seamlessly, and quickly guide restaurant staff and Toast team members to resolve any problems that occur.
Who We Are
Financial Management is a growing team within Toast focused on solving one of the biggest challenges in the restaurant industry: managing cash flow. Restaurants operate on narrow margins with high turnover, making financial stability critical. By building integrated tools like Cash Flow Insights, Bill Pay, and the upcoming Books product, we empower operators to streamline payments, gain real-time visibility into their finances, and maintain accurate records, all seamlessly within the Toast platform. Together, these tools form a unified financial suite that simplifies operations, improves accuracy, and gives restaurants the confidence to focus on what they do best: hospitality.
We are looking for a Senior Software Engineer to help build Toast Books and support the continued growth of Cash Flow Insights and Bill Pay. Toast already powers over 100,000 restaurants as the leading restaurant platform, which uniquely positions us to provide tailored financial services like lending, equipment financing, and banking products designed specifically for restaurants. As part of our team, you'll play a critical role in expanding Toast's financial ecosystem and shaping the next generation of products that help restaurants thrive.
About this roll* (Responsibilities)
- Shape the technical strategy and architecture for Financial Management while staying closely connected to customer problems, product outcomes, and business impact.
- Identify and prioritize high-impact customer, business, and technical problems; balance hands-on execution with influence across teams and functions.
- Partner deeply with Product, Design, Compliance, Finance, Support, Data, and external vendors to deliver resilient, scalable, and customer-centered financial products.
- Lead architectural discussions, make pragmatic tradeoffs, and help sequence the roadmap so teams can ship value incrementally while improving long-term system health.
- Mentor engineers and model engineering excellence through high-quality design, code review, testing, observability, documentation, and inclusive technical leadership.
- Act as a multiplier by identifying systemic technical, operational, and organizational challenges, then driving improvements that increase developer productivity, reliability, customer impact, and team effectiveness.
Do you have the right ingredients *? (Requirements)
- 5+ years of backend engineering experience, with strong fundamentals in building, operating, and evolving production systems in a Java / Kotlin environment
- Leverages and explores AI tools as a core part of your workflow to improve speed, quality, learning, and team operations.
- Demonstrated success independently owning complex technical initiatives
- Strong judgment designing and operating distributed systems, service-oriented architectures, messaging patterns, and / or microservices in production environments.
- Proven ability to balance hands-on execution, pragmatic delivery, and longer-term technical direction.
- Skilled at aligning engineering, product, design, and leadership stakeholders around clear tradeoffs and executable plans.
- Strong customer orientation: you care about understanding real user workflows, shipping useful product increments, learning from adoption and feedback, and improving the customer experience over time.
Bonus ingredients* (preferred skills)
- Experience building financial systems such as payments, reconciliation, billing, accounting, bookkeeping, or financial reporting platforms.
- Familiarity with regulatory, compliance, audit, privacy, or security requirements for financial products, such as PCI, SOX, KYC, or related controls..
- Background in data modeling, ledger-like systems, reconciliation, auditability, or financial reporting with high-volume transaction data.
- Knowledge of integration patterns with external financial institutions, banks, payment processors, accounting systems, or other third-party financial platforms.
AI at Toast
At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it's a core part of our culture.
Our Total Rewards Philosophy We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters' changing needs. Learn more about our benefits at
The base salary range for this role is listed below. The starting salary will be determined based on skills, experience, and geographic location. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions if eligible), equity, and benefits. You can learn more about how we align pay with local labor markets in our Geographic Pay Zone Philosophy.
Zone A
$159,000-$254,000 USD
Zone B
$138,000-$221,000 USD
Zone C
$125,000-$200,000 USD
How Toast Uses AI in its Hiring Process
Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. To learn more:
Diversity, Equity, and Inclusion is Baked into our Recipe for Success
At Toast, our employees are our secret ingredient-when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences.
We Thrive Together
We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out:
Apply today!
Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact View email address on jobs.jobcopilot.com.
For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Vacancy posted 5 hours ago
Similar jobs that could be interesting for youBased on the Senior Software Engineer, Financial Management in New York, NY vacancy
$150k - $220k
...Senior Software Engineer – Portfolio Management ATLAS SP Partners is a global investment firm providing stable funding, financing, advisory and institutional... ...~8+ years of experience in technical roles within financial services ~ Relevant technical university degree ~...FinancialSeniorWork experience placementLocal areaATLAS SP Partners
New York, NY4 days ago$250k - $300k
...generation cloud spend management platform. We provide... ...a world‑class engineering team to redefine how... ...Looking For ~5+ years of software engineering experience... ...quantitative, trading, financial algorithmic-heavy... ...you. Apply today. Seniority Level Mid‑Senior level...FinancialSeniorFull timeWork at officeRemote workNorth
New York, NY2 days ago- ...Senior Full Backend Software Engineer Ether.fi is one of the largest crypto companies in the world. We have over $10B in assets under management and a team of 30 almost all technical staff. We've been... ...high-throughput, low-latency financial transactions. Tackle the...FinancialSenior
Ether
New York, NY4 days ago $260k
...Software Engineer / Senior Software Engineer NYC (Hybrid) | $100M+ raised fintech | $5B+ AUM platform I'm working... ...well-funded fintech building a modern platform for financial advisors. Wealth management is still heavily reliant on manual workflows and...FinancialSeniorORBIS
New York, NY1 day ago$125k - $200k
...Senior Software Engineer, (API’s/integrations) US Based We’re hiring a Senior Software Engineer- (API’s/integrations) to build and scale... ...machine. Why Jump? Jump is transforming how wealth management and financial professionals operate. Our AI platform automates workflows...FinancialSeniorImmediate startJump Co
New York, NY9 hours ago$116.8k - $194.6k
...Senior Full-Stack Software Engineer Where ambition meets innovation Build a career that matches all... ...find the ingredients you need at LPL Financial to shape your success while helping... ...aligned with LPL's SDLC and risk management standards. Responsibilities...FinancialSeniorWork from homeLPL Financial
New York, NY2 days ago$150k - $300k
...Job Title Front Office Engineer What We Do At Goldman Sachs... ...build massively scalable software and systems, architect low latency... ...machine learning alongside financial engineering to continuously... ...efficient risk and P&L management for our trading desks. A key...FinancialSeniorFull timeTemporary workPart timeWork experience placementImmediate startThe Goldman Sachs Group, Inc.
New York, NY4 days ago- ...Our Company Arch is a Series B financial technology company that automates the management of private investments, improving access, understanding... ...departments as we scale. The Role As a Senior Software Engineer , you'll be responsible for developing and...FinancialSeniorFull timeWork at officeRelocation
ARCH COMPANY
New York, NY1 day ago $15 per hour
...the way private fund managers effectively manage their... ...is founded by top engineering experts with deep knowledge... ...need for world class software to help private fund... ...We're looking for a senior engineer to join our Calculations... ...clients define any financial calculation without...FinancialSeniorWork at officeWork from homeFlexible hoursMaybern
New York, NY4 days ago- ...Rippling Financial Product Team Position The Financial Product Engineering team is at the forefront of Rippling's expansion into FinTech. Our mission is to build... ...payroll, corporate spending, and expense management, ensuring businesses have precise control and real...FinancialSeniorWork at office3 days per week
MyHealthTeam
New York, NY1 day ago - ...deductions, disputes, trade promotion management, forecasting, demand planning, and... ...to accelerate our momentum. As a Senior Software Engineer (Platform/Core) , you will help build... ...from large-scale data pipelines and financial analytics systems to AI-powered workflows...FinancialSeniorLocal areaRelocation packageNight shift
Confido
New York, NY3 days ago $200k
...AngelList Senior Software Engineer We're solving some of the hardest problems in venture capital... ...mutual respect, high trust, and low management. It's not a fit for everyone, but when... ...Help build the world's easiest-to-use financial platform for private markets...FinancialSeniorWork at office2 days per weekAL Talent, Inc. (d/b/a Wellfound)
New York, NY4 days ago$142.32k - $213.48k
...and institutions with a broad range of financial products and services, including... ...brokerage, transaction services, and wealth management. Our core activities are safeguarding... ...for a highly skilled and hands-on Senior Software Engineer to drive modern engineering practices...FinancialSeniorFull timeWork at officeCitigroup Inc
Jersey City, NJ2 days ago- ...philosophy Most small business software makes owners do the work to... ...a team of great operators, engineers, and marketers working for... ...ownership over login, session management, permissions, roles, service... ...you to provide personal or financial information such as your mailing...FinancialSeniorWork at officeLocal areaRemote work
Owner
New York, NY3 days ago - ...As a leading financial services and healthcare technology company based on revenue,... ...technology. Job Description Senior Software Engineer Locations : San Francisco, CA /... ...Advent's award winning Geneva portfolio management and accounting platform. Why You...FinancialSeniorOngoing contractCasual workFlexible hours
SS&C Technologies
New York, NY2 days ago - ...PushPress PushPress is the AI-powered gym management platform built for boutique fitness.... ...! About the Role We're looking for a Senior Software Engineer, Fintech to take deep ownership of... ...billing, and platform revenue Own financial reporting, reconciliation, and auditability...FinancialSeniorWork from homeFlexible hours
PushPress Inc
New York, NY9 hours ago - ...About Savvy Wealth: Wealth management is a $545 billion industry in the US, yet remains... ...with low technology penetration. 75% of financial advisors don't offer digital... ...partner with Savvy tap into AI-powered software, automated sales and marketing, and seamless...FinancialSeniorWork at office
Savvy Advisors, Inc.
New York, NY2 days ago $160k - $240k
...Senior Software Engineer - Identity & Privileged Access Management Location New York Business Area Engineering and CTO Ref # 10047610 Description... ...infrastructure, systems, and data that power our global financial information network. Within this organization,...FinancialSeniorTemporary workFor contractorsWork experience placementRemote workBloomberg
New York, NY2 days ago- ...platform, empowering more than 1,000 wealth management firms to modernize how they talk about... ...-end platform built specifically for financial institutions, Wealth.com enables firms... ...5. The Role We are seeking a Software Engineer, AI/ML (Full-Stack) to build the next...FinancialSeniorTemporary workFlexible hours
Wealth LLC
New York, NY4 days ago - ...platform, empowering more than 1,000 wealth management firms to modernize the delivery of... ...-end platform built specifically for financial institutions, Wealth.com enables firms... ...2025. The Opportunity As a Software Engineer at Wealth.com, you will help design, build...FinancialSeniorTemporary workWork at officeFlexible hoursShift work
Wealth LLC
New York, NY4 days ago $160k - $240k
...Senior Software Engineer - VAULT Location New York Business Area Engineering and CTO... ...reconstructing customer communications and financial transaction data across global enterprises... ...of organizations depend on VAULT to manage compliance across Bloomberg Message,...FinancialSeniorTemporary workFor contractorsWork experience placementBloomberg
New York, NY4 days ago$230k - $270k
Senior Software Engineer, AI Location: North Cloud, Brooklyn, New York, United States. Information... ...building the next-generation cloud spend management platform to provide clarity, control,... ...advance cost and usage forecasting, financial modeling, and rightsizing. What You'...FinancialSeniorWork at officeFlexible hours$100k - $179k
...Senior Full Stack Engineer About the vision: Wells Fargo Wealth & Investment Management (WIM) is making a significant multi-year investment... ...applications. Our Senior Software Engineers require a combination... ...programs (Credit, Market, Financial Crimes, Operational,...FinancialSeniorWork experience placementWork at officeRemote workFlexible hours3 days per weekPhenom People
New York, NY4 days ago- ...Senior Software Engineer (Assistant Vice President) – Margin Technology Working at Citi is far more... ...communication skills and can manage multiple priorities simultaneously.... ...Experience of working in investment bank or financial services industry Experience of using...FinancialSenior
Citi
Jersey City, NJ1 day ago $1,000 - $2,030 per month
...spend, yet 95% of it is still managed with credit cards and... ...role We’re looking for a Sr. Software Engineer, AI to join our team and play... ...cost and usage forecasting, financial modeling, and multi-service... ...rightsizing. This is a hands-on, senior-level role—perfect for...FinancialSeniorFull timePart timeWork at officeRemote workWork from home$125k - $140k
...Syntax Data Syntax is a financial data and technology company... ...creation and ongoing management of boundless direct indexing... ...About the Role Syntax's Software Engineering team is a group of highly motivated... .... As a Mid-Level or Senior Software Engineer you will...FinancialSeniorFlexible hoursSyntax Corporation
New York, NY4 days ago$155k - $175k
...Job Description Job Title: Senior Software Developer Location: New York, NY Firm... ...employees, has been a leading global financial services firm at the forefront of financial... ...also includes Prime Brokerage, Asset Management, and other businesses and ventures....FinancialSeniorTemporary workWork at officeRemote workCantor Fitzgerald Securities
New York, NY1 day ago$150k - $200k
...tools that help parents raise financially capable kids. We were... ...assets under ownership and management and 6.3 million customers across... ...while preserving the lean, senior engineering culture that got us here.... ...constraints of real financial software: compliance, auditability,...FinancialSeniorContract workH1bRemote workVisa sponsorshipWork visaFlexible hoursTill Financial
Brooklyn, NY3 days ago$150k - $300k
...on one of its most ambitious engineering programs: the Consolidated... ...systems of a world-leading financial institution from the ground... ...accelerate every phase of the software development lifecycle. Your... ...-throughput trade lifecycle management Partner with engineers,...FinancialSeniorFull timeTemporary workPart timeFlexible hoursGoldman Sachs
New York, NY1 day ago- ...Title: Senior Software Engineer, AI Enablement Location: Hybrid - New York, NY About Us Wealth.com is the industry's leading AI wealth management platform, empowering financial institutions to modernize how they deliver planning advice to clients. Trusted by...FinancialSeniorTemporary workWork at officeFlexible hours
Wealth LLC
New York, NY2 days ago
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Senior Software Engineer, Financial Management. Be the first to apply!
Related searches
- graduate software developer New York, NY
- rust software engineer New York, NY
- senior software design engineer New York, NY
- software engineer student New York, NY
- software engineer amazon New York, NY
- software developer positions New York, NY
- software engineer full time New York, NY
- software qa engineer New York, NY
- new graduate software engineer New York, NY
- junior software developer New York, NY