Business Banking Product Controller

Product Controller Business Banking Lending

Join a team where your financial analysis helps expand lending products and improve how they are reported and controlled. You will partner with senior leaders and cross-functional teams to integrate new products into existing processes, strengthen controls, and accelerate close and reporting timelines. This role offers broad exposure to regulatory reporting, accounting guidance, and process automation. If you enjoy solving complex problems and turning data into clear, decision-ready insights, this is a strong platform for growth.

As a Product Controller Business Banking Lending on the Business Banking Product Controller team, you will help ensure new and existing lending products are accurately reflected in financial and regulatory reporting. You will analyze and reconcile accounting and operational data, identify drivers and issues, and communicate outcomes clearly to stakeholders. You will support process improvements by implementing stronger controls and introducing automation where it reduces manual effort and cycle time. You will work in a highly matrixed environment and play a key role in delivering timely, reliable reporting as products and requirements evolve.

Job responsibilities include:

• Lead integration of new lending products into the financial reporting structure, including external regulatory reporting deliverables
• Analyze, prepare, and reconcile accounting and operational data to support close and reporting activities
• Coordinate finance infrastructure readiness, including accounting guidance implementation and control execution
• Partner with stakeholders to deliver ad hoc analysis, recurring reporting, and innovation initiatives
• Build relationships across planning and analysis, accounting policy, regulatory policy, risk, external reporting, and finance teams to drive alignment and timely delivery
• Enhance and document controls while streamlining end-to-end reporting processes
• Identify automation opportunities and implement solutions that reduce manual work and shorten cycle times
• Monitor changes in accounting standards and regulatory requirements and translate impacts into reporting actions
• Escalate issues constructively, including root-cause analysis, options, and recommended paths forward
• Present complex information in clear, concise, executive-ready narratives and materials

Required qualifications, capabilities, and skills include:

• Bachelor's degree in Accounting, Finance, or a related field
• Minimum three years of relevant experience in financial reporting, product control, accounting, or controllership
• Working knowledge of Generally Accepted Accounting Principles (GAAP)
• Demonstrated ability to perform detailed reconciliations and investigate variances to resolution
• Strong analytical and problem-solving skills, including the ability to turn complex data into clear insights
• Ability to manage multiple deadlines and deliver high-quality work in a fast-paced environment
• Strong written and verbal communication skills, including executive-ready storytelling
• Proficiency in Microsoft Excel for financial analysis and reconciliation
• Experience using SAP (or similar enterprise resource planning tools) for finance and reporting processes
• Experience with data sourcing and analysis tools such as SQL and Databricks (or similar platforms)

Preferred qualifications, capabilities, and skills include:

• Experience supporting external regulatory reporting processes or deliverables
• Experience integrating new products or workflows into existing finance reporting and control frameworks
• Experience designing or improving controls, including documentation and testing support
• Experience implementing process automation (for example, workflow automation, data pipelines, or reporting automation)
• Familiarity with lending products and related finance reporting considerations
• Comfort working with large datasets and partnering with technology teams to improve data quality and lineage
• Experience producing senior leadership materials (management reporting, decks, or executive summaries)

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT).

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions all while ranking first in customer satisfaction. Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.