Underwriting Counsel NJ/PA - Westcor Land Title Insurance Company

Underwriting Counsel NJ/PA

Provides underwriting support and authorization to company personnel, agents, and customers, related to the issuance of real estate title insurance commitments and policies. Utilizes underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance. Provides guidance to company personnel in the performance of real estate settlement services. Issues underwriting standards and guidelines in accordance with established company processes.

Essential Duties and Responsibilities:

• Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates and other matters of record
• Research respective title plant software, analyze and evaluate pertinent record documents for determination of ownership, legal descriptions, and any conjunction to title
• Explain chain of title, exceptions, and requirements to customers and managers
• Recognize title defects and formulate curative solution
• Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate.
• Maintain proper production levels and delivery standards on a daily basis
• Review surveys prepared on properties, if applicable
• Work closely with the customer and escrow staff to meet time requirements for options, and assist with answering questions
• Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures
• Perform other duties assigned by manager

Required experience:

• 5+ years title underwriting experience
• Must be familiar with real estate law
• Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process
• General knowledge of Federal and State regulations related to real estate title insurance and settlement services
• General understanding of underwriting real estate transactions for the issuance of title insurance policies
• Ability to collaborate and act decisively
• Detail oriented
• Excellent listening, verbal, and written communication skills
• Good organizational skills with the ability to multi-task, prioritize and timely follow up
• Strong negotiation skills

Requires abstract thinking and creative solutions

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to sit. The employee is occasionally required to stand, walk, use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and the ability to adjust focus.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Health, dental, and vision benefits

Employer-paid disability and life insurance

Flexible spending accounts

401K with company match

Paid time off and company-paid holidays

Wellness resources

Equal Opportunity Employer