Credit Analyst Sr

Position Overview

International Financial Corporation has an exciting opportunity for a Senior Credit Analyst to support customers financing their acquisition of International trucks and buses. This is a dynamic role with credit approval authority, focused on providing credit underwriting of owner-operators and small- to mid-size fleet customers.

We're seeking a driven professional with a keen eye for detail and a passion for credit underwriting. If you thrive in a fast-paced environment and enjoy making critical decisions, we would like to hear from you!

Responsibilities

• Daily interaction with dealers, finance managers, and internal sales teams regarding credit requests
• Perform credit assessment on existing and potential new customers
• Complete credit memo templates in a clean, accurate, and professional manner
• Make recommendations regarding credit decisions to NFC Credit Management
• Exercise credit approval authority consistent with NFC's dual signature policy
• Communicate credit decisions to internal and external parties
• Ensure compliance with all company reporting policies, such as risk ratings and scorecards
• Minimize NFC's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions
• Collect and gather standard due diligence and KYC information
• Ensure loans and leases are properly documented and the liens are perfected
• Educate dealers on credit and documentation requirements
• Support the execution of strategic credit, sales, and marketing initiatives
• Assist management in creation and update of policies, procedures, reports, and desktop manuals
• Assist in remediating post-funding documentation exceptions

Minimum Requirements

• Bachelor's degree and at least 1 year of accounting or finance experience

OR

• Master's degree and no experience

OR

• At least 3 years of accounting or finance experience

Additional Requirements

• Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status)

Desired Skills

• 1+ years of credit underwriting experience, preferably in the transportation sector
• Working knowledge of consumer credit bureaus, PayNet, LexisNexis, and DocuSign
• Strong analytical skills, business writing skills, and proficiency with applications including Excel, Word, Power BI, and T-Value
• Ability to work independently and within a team environment
• Ability to effectively communicate with internal and external stakeholders
• Knowledge of the transportation industry and related credit policies and procedures
• Proficiency in finance and lease documentation, insurance, and lien perfection
• Ability to effectively prioritize workloads that include multiple transactions

Benefits and Compensation

This position offers competitive market-based compensation, along with a comprehensive benefits package designed to support employee wellbeing. You can learn more about the benefits offered for this position by visiting

The expected salary offered for this position will fall within the stated range, with the final offer based on the candidates' applicable skills, knowledge, and experience.

Company Overview

About TRATON
With its brands Scania, MAN, International, and Volkswagen Truck & Bus, TRATON SE is the parent and holding company of the TRATON GROUP and one of the world's leading commercial vehicle manufacturers. The Group's product portfolio comprises trucks, buses, and light-duty commercial vehicles. "Transforming Transportation Together. For a sustainable world.": this intention underlines the Company's ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Group's commercial growth.

About International
From a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today, few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International® trucks and engines and IC Bus® school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite® aftermarket parts. In everything we do, our vision is to accelerate the impact of sustainable mobility to create the cleaner, safer world we all deserve. As of 2021, we joined Scania, MAN and Volkswagen Truck & Bus in TRATON GROUP, a global champion of the truck and transport services industry. To learn more, visit International.com.

*International Motors, LLC is d/b/a International Motors USA in Illinois, Missouri, New Jersey, Ohio, Texas, and Utah.

EEO Statement

We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.

If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability, please email View email address on click.appcast.io to request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise, your request may not be considered.