Property Adjuster II

Property Adjuster II

Exercises independent discretion or judgment in handling all types of property claims. Also assists or acts on behalf of the claims supervisor when required. This position operates from a home office but requires daily travel to conduct property inspections within the assigned territory. The selected candidate will ideally live in Montgomery County or the close surrounding areas. A company car and equipment to work from home will be provided. Good time management and organization skills preferred. Ability to drive/travel regularly within the assigned territory.

Duties and Responsibilities:

• Conducts investigations, interviews, and inspects damage, driving to site of damage within assigned territory or other if required.
• Prepares estimates, makes recommendation, and handles coverage questions, and litigation.
• Sets and maintains reserves, reviews reports and related materials, directs experts, determines coverage and claim value, issues or declines payment, and negotiates claims with plaintiff attorneys when necessary.
• Documents claim files and submits report for closure.
• Recognizes subrogation situations and initiates appropriate action.
• Services assigned territory and brings assigned claims to conclusion.
• Interacts with Agents and district sales managers on matters of mutual concern.
• Assists claims supervisor or acts on his/her behalf, including representing the company at legal proceedings, as required.
• Completes industry-related training programs and continues to attend training programs to remain informed on policy changes, interpretation or new legislation.
• Assists in training of new claims adjusters.
• Participates on Catastrophe Team when required.

Qualifications:

• Minimum Educational and Experience Requirements: High School Diploma or GED and five years of claims handling experience, or equivalent required; or Bachelor's Degree and two years of claims handling experience, or equivalent required.
• Additional Experience: Incumbent must live in territory assigned unless a change is approved by the company. Position requires the incumbent to serve on Catastrophe Team, which may include travel on short notice to other locations for periods in excess of two consecutive weeks.
• Designations and/or Licenses: Willingness to obtain and maintain any required licenses. Successful completion of Associate in Claims (AIC) program preferred. Valid driver's license and good driving record required.
• Physical Requirements: Use of Personal Protective Equipment (PPE) is required for this role. Ability to move over 50 lbs using lifting aide equipment; Often (20-50%) Climbing/accessing heights; Moderate (30-40%) Driving; Frequent (50-80%) Lifting/Moving 0-20 lbs; Often (20-50%) Lifting/Moving 20-50 lbs; Often (20-50%) Manual Keying/Data Entry/inputting information/computer use; Often (20-50%) Pushing/Pulling/moving objects, equipment with wheels; Occasional (<20%).