Senior Credit Analyst

Get AI-powered advice on this job and more exclusive features. Canandaigua National Bank provided pay range This range is provided by Canandaigua National Bank. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range $95,000.00/yr - $118,000.00/yr Direct message the job poster from Canandaigua National Bank Sr. Human Resources Business Partner at Canandaigua National Bank & Trust Senior Credit Analyst Canandaigua National Bank & Trust Location: Pittsford, NY What does a Credit Analyst do? A Credit Analyst is responsible for analyzing financial and credit information for potential and existing customers to assess customer creditworthiness; achieving goals as established in the assigned department’s annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports. What competencies are needed to be successful in this role? A BS or BA degree in Accounting, Business, or related field normally required. A minimum of five (5) years related experience. Excellent communication skills and strong attention to detail. Proficiency with a PC and associated programs (such as Microsoft Office) What does a successful first year in this position look like? Analyze financial and credit information for potential and existing customers to assess customer creditworthiness. Receive data on prospective and active borrowing accounts, i.e., financial statements, credit reports, and interview and investigation sheets. Prepare cash flow and collateral analyses for larger dollar/more complex requests; provides a written summary of borrower’s financial performance. Assess the strengths and weaknesses of the credit relationship. Research potential borrower’s company and industry either via Internet or publications. Provide thorough documentation of all financial analysis work, including ratios and other related information. What makes working at Canandaigua National Bank different? Our Core Values guide how we serve, lead, and grow alongside our community. By working wholeheartedly , feeling empowered , acting with courage , being authentic , and serving with a noble spirit, WE CAN fortify healthy lives by doing what's right for our customers and the community. Our culture nurtures passionate employees and offers great rewards including: Medical, dental, vision, FSA, HSA options for both part-time and full-time employees. Medical coverage is also offered for domestic partners. Paid holidays, vacation, and sick time. Retirement benefits that include a 401(k), Profit Sharing, and Employee Stock Ownership Plan (ESOP). Tuition assistance. Community focused volunteer opportunities. Award winning wellness program that promotes a solid work/life balance. Banking perks and discount programs. Our goal is to ensure that our bank, employees, and our community thrive and grow, now and for the next 135 years. We're in it for the long haul. What truly sets us apart from other financial institutions is the quality and commitment of our employees. We've assembled a diverse team of people who share a primary focus: to provide exceptional service for our customers. As an organization, we are committed to hiring, training, developing, promoting, and celebrating employees from historically disadvantaged groups. At Canandaigua National Bank, we welcome the unique contributions that you can bring in terms of ethnicity, race, sex, gender identity and expression, nation of origin, age, languages spoken, veteran’s status, religion, disability, sexual orientation, education, and culture. Canandaigua National Bank remains an independent community bank. If you want to be a part of something special, join us today! Compensation range- $95,000 - $118,000 The actual salary offered within the range is dependent on a variety of factors including, but not limited to, relevant experience, qualifications, skills, level offered, and performance expectations. Canandaigua National Corporation and its subsidiaries encourage diversity in the workplace; we are an Equal Opportunity Employer. Minority/Female/Sexual Orientation/Gender Identity/Disability/Veteran. Seniority level Seniority level Mid-Senior level Employment type Employment type Full-time Job function Job function Finance, Sales, and Analyst Referrals increase your chances of interviewing at Canandaigua National Bank by 2x Inferred from the description for this job Medical insurance Vision insurance 401(k) Paid maternity leave Paid paternity leave Tuition assistance Disability insurance Get notified about new Senior Credit Analyst jobs in Pittsford, NY . 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