Loan Processor

Come join the Layton Hills Loan Servicing team! The Loan Processor prepares loans for closing (Commercial, Construction, Consumer), including creating loan files with necessary documents.

DUTIES AND RESPONSIBILITIES:

• Responsible for ordering titles, plat map, title fees and payoffs, appraisals through internal ordering system, flood certifications, and evidence of insurance
• Request long term application, AUS and pre-qualification letter for pre-sold residential commercial loans
• Complete closing checklist and loan documentation checklist
• Complete nCino screens with attention to detail and accuracy by matching source documents to the fields in nCIno
• Order Flood and Environmental Analysis with required documentation provided
• Ensure correct fees and disbursements are listed in nCino
• Generate applicable change memos after loan is approved to ensure data matches in nCino and the core system
• Verify CIF items and create needed CIFS for loan documentation, pull OFAC, verify entity review is complete and initiate CIF imaging checklists for all parties connected to the loan
• Complete for accuracy all compliance documentation
• Review all closing docs for accurate signature(s) and notary stamp and signatures
• Book loan after closing (file signed docs in the file)
• Disburse/wire funds to when loan requires
• Ensure accurate disbursement of funds at closing and collection of borrower funds if applicable
• Complete checklist to ensure file completion
• Complete Synergy and nCino documentation checklist
• Follow up on recorded Trust Deeds and SCR filing receipts
• Once final title policy and recorded Trust Deed is received, review title invoice for accuracy against the Disbursement sheet, make sure endorsements are included, request accounting pay invoice if accurate.
• Loan exception and resolution

ADDITIONAL RESPONSIBILITIES:

• Regular and predictable attendance in order to accomplish, among other things, in-person contact with customers
• Represent FCBU in a professional manner which includes a professional image, confidentiality, a positive "can-do" attitude, punctuality, flexibility, and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy.
• Responsible for timely completion of all required compliance and security training implemented by GBCI and FCBU
• Must comply with applicable laws and regulations, including but not limited to: the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
• Adhere and support the FCBU Values & Purpose
• Keeps management appropriately informed of area activities and of any significant problems
• Provide superior internal and external customer service: must demonstrate self-governance, courtesy and respect towards external customers as well as internal customers (all organization personnel)
• Professionally answer phones within a timely manner, greeting all customers, learning their names, discussing reasonable solutions by having a solid understanding of bank products and services, demonstrating leadership to resolve customer issues and provide relevant assistance while being courteous and respectful
• Attends and participates in weekly or bi-weekly One-on-Ones, as well as meeting and trainings as required. Promote behaviors to support and track Key Performance Indicators
• Additional duties as requested or assigned

QUALIFICATIONS:

• 1 year of Banking Experience with a preference for Loan Experience (Commercial, Construction, Consumer)
• High School Diploma or GED

First Community Bank of Utah will conduct a credit and background screening as a part of the pre-hire process.

SCHEDULE:

• (Full Time) Monday - Friday, 8:00 am - 5:00 pm

KNOWLEDGE, SKILL, ABILITY:

• Knowledge of bank products and services
  
  
• Knowledge of industry rules and regulations related to Bank Secrecy Act, OFAC, Customer Identification Policy, Truth in Savings, Truth in Lending, Regulation CC, Plastic Cards and Funds Availability, etc.
  
  
• Strong organizational and decision-making skills
• High degree of attention to detail as well as excellent organizational skills to perform in a fast-paced environment.
• Must be able to prioritize and organize heavy workload(s) and demonstrate effective time management skill(s).
• Ability to work quickly, independently, accurately and make decisions based on regulation(s), company policy(s), knowledge, and experience.
• Ability to work in a team environment through building positive productive relationships.
• Ability to understand and follow complex written and oral instructions.
• Ability to communicate effectively verbally and in writing
• High proficiency in Microsoft Suite, including Microsoft Excel and a working knowledge of word processing, report writing/data mining, ten key, and general computer applications.

WORK ENVIRONMENT: While performing the duties of this job, the employee will work primarily in an office environment. The noise level in the work environment is usually moderate.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms. The employee may also be required to stand for extended lengths of time and interact with persons face-to-face.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Required to lift and/or move up to 20 pounds.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.