Universal Banker
Houghton State Bank
Job Type
Full-time
- Consistently provide top-notch, high quality customer service, analysis, and consultation, for all existing and potential customers, while accurately and effectively processing transactions and supporting sales.
- Process transactions for various bank products and services including, but not limited to: deposits, withdrawals, loan payments, cashier checks, opening and processing new accounts, maintaining existing accounts, referrals and inventory of branch items as needed.
- Reconcile and balance teller drawer, vault, mail drop and night depository. Investigate discrepancies and make corrections as needed.
- Provide efficient and courteous customer service, cross-marketing products, and services to generate new business for the financial institution.
- Prepare, compile, and maintain relevant documentation regarding all bank products/transactions ensuring compliance with all bank policy and procedures and regulatory laws and regulations.
- Performs other duties such as answering calls and assist other departments when appropriate.
- Be flexible to work as a Personal Banker or Teller as needed.
- Exhibit professional behavior and promote positive working relationships.
Requirements Minimum Requirements
- High school education or GED
- 1-2 years of customer service, sales and/or cash handling experience
- Self-motivated with a demonstrated aptitude and desire for sales achievement
- Passion for customer service and helping people
- Ability, motivation and preference to succeed in a goal-driven environment
- Superior customer relationship building skills
- Ability to maintain and balance a cash drawer
- Comfortable making outreach calls to consumer or business customers and/or prospects
- Proficient working knowledge of computer software, including Microsoft Office Suite
- Comfortable with technology i.e., smartphones, iPads, online banking, remote deposit capture, ATM deposits, etc
- Basic understanding of personal finances and concept of budgeting
- Good organizational skills
- Must be available to work a flexible schedule Monday through Friday
- Ability to function in a team environment
- Excellent verbal and written communication skills
- Strong commitment to personal growth, learning and success
- Ability to interact with customers and team members in a professional and personable manner
- Detailed oriented and ability to follow established policies and procedures
- Associate's and/or Bachelor's degree in business, accounting or related area
- 1-2 years banking experience
- Basic knowledge of small business, mortgages, and lending services
EEO Member FDIC
Vacancy posted 1 day ago
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