Financial Analyst

Position Summary Financial Analyst, under the direction of Finance Leadership, supports the organization’s financial management and strategic decision-making processes. This position is responsible for preparing and providing financial analyses that drive operational efficiency and support asset/liability management, liquidity management, and investment portfolio oversight. Utilizing data from a variety of internal and external sources, the Financial Analyst compiles, analyzes, and interprets financial information to develop meaningful insights, identify trends, and provide decision-making resources that support the credit union’s financial objectives. Principal Duties and Responsibilities Perform daily cash management activities, including monitoring cash positions across depositories, branches, and ATMs; assessing liquidity levels and associated risks; and optimizing cash balances to maximize returns while maintaining operational needs. Maintain investment portfolio documentation, monitor pledged collateral for adequacy, and ensure accuracy and reconciliation of third-party reports. Gather, compile, and prepare data for routine financial reports, analyses, and management presentations. Prepare monthly, quarterly, and ad hoc statistical reports, trend analyses, and performance metrics. Prepare and analyze profitability reports for branches, departments, and other business units. Assist with the analysis, modeling, pricing, and risk reporting of credit union deposits, loans, and services. Participate in the development of the annual budget by compiling information from various cost centers, preparing short- and long-term forecasts, analyzing budget variances, and generating management reports. Prepare and file FR 2900 and other required regulatory reports in accordance with applicable regulations and reporting requirements. Provide financial analysis and reporting support to departments, management, and cross-functional project teams. Apply sound judgment and critical thinking when preparing reports and analyses to identify changes in data sources, process variations, and emerging trends, and assess their potential impact on financial results. Support internal and external audits and regulatory examinations by gathering, organizing, and providing requested documentation and responding to information requests as needed. Perform other related duties as assigned. Knowledge, Skills, and Abilities (KSA) Knowledge of Wellby’s organizational functions and general operating policies and procedures. Knowledge of general office practices and procedures, business English, spelling, and punctuation. Knowledge of personal computers and other software, including Microsoft Office Suite. Knowledge of basic banking principles. Knowledge and understanding of Generally Accepted Accounting Principles (GAAP) and Generally Accepted Auditing Standards. Knowledge and understanding of methods of systems analysis and the principles, design, and procedural methods used in big data analysis. Knowledge and understanding of project management. Skills in operating computer equipment and general office machines, including personal computers, copiers, projection equipment, audio/video, Microsoft Teams, and Zoom Video Communications. Ability to communicate clearly and concisely, orally and in writing. Ability to efficiently understand and follow oral and written instructions, perform routine duties without close supervision, and establish and maintain effective working relationships with other team members. Ability to coordinate several concurrent activities simultaneously and exercise independent judgment. Minimum Qualifications Bachelor’s degree in Accounting, Finance, Statistics, Data Science, Economics, or a related field required. One year of required education may be substituted for one year of relevant experience. Minimum of three (3) years of experience in accounting, finance, auditing, financial analysis, budgeting, or cost management required. Advanced proficiency in Microsoft Excel, including the use of formulas, pivot tables, and data analysis tools required. Working knowledge of financial statements, financial ratios, budgeting, forecasting, and financial management principles. Strong analytical, problem-solving, and critical-thinking skills with the ability to interpret financial and operational data. Bondable for All Candidates – Full-Time, Salary (Exempt) Role Bondable for all candidates. This is a Full-Time, Salary (Exempt) position. Equal Opportunity Employer Wellby is an equal-opportunity and affirmative action employer and gives consideration for employment to qualified applicants without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, veteran status or any other legally protected characteristic. If you’d like more information about your EEO rights as an applicant under the law, please contact Human Resources. Wellby provides equal opportunity to qualified individuals with disabilities and disabled veterans. If you need a reasonable accommodation, please email View email address on click.appcast.io or call View phone number on click.appcast.io for assistance. Disclaimer The statements herein are intended to describe the general nature and level of work being performed by team members and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified. Furthermore, they do not establish a contract for employment and are subject to change at the discretion of the Company. #J-18808-Ljbffr