Commercial Credit Underwriter (banking, hybrid schedule)

Korn Ferry has partnered with our client on their search for the role, Commercial Credit Underwriter (banking, hybrid schedule).

Commercial Credit Underwriter

Position Summary

The Commercial Credit Underwriter is responsible for evaluating commercial loan opportunities, assessing credit risk, and supporting lending decisions. This role partners closely with lenders and credit leadership to underwrite new and existing loan relationships while helping maintain a high-quality loan portfolio.

Key Responsibilities

• Analyze commercial loan requests, including financial statements, tax returns, cash flow, and collateral.
• Prepare credit memorandums and loan recommendations for approval.
• Evaluate borrower financial performance, repayment capacity, and overall creditworthiness.
• Conduct annual reviews, renewals, and ongoing portfolio monitoring.
• Assign and monitor risk ratings and identify potential credit concerns.
• Ensure compliance with bank lending policies and regulatory requirements.
• Partner with Relationship Managers to structure and underwrite credit facilities.
• Support internal audits, loan reviews, and regulatory examinations.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field.
• 1-4+ years of commercial credit analysis or underwriting experience within a bank.
• Strong knowledge of commercial lending, financial statement analysis, and credit risk assessment.
• Ability to analyze complex borrower relationships and make sound credit recommendations.
• Excellent analytical, communication, and organizational skills.
• Proficiency in Microsoft Excel and financial analysis tools.

SE: 510829133