Universal Banker II- Des Moines, IA - Ingersoll Location

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. Universal Banker II- Des Moines, IA - Ingersoll Location Ingersoll Full Time Des Moines, IA, US Job Duties and Responsibilities: The Universal Banker II serves as a trusted relationship partner, building strong connections with customers while supporting the financial well‑being of individuals, families, farms, and small businesses. Through active listening and meaningful conversations, the Universal Banker II understands each customer’s needs and recommends practical, goal‑based banking solutions. This role combines personalized service with broad banking knowledge, enabling support for everyday transactions, account management, and digital banking education within a welcoming, relationship‑focused branch environment. Works collaboratively with branch teammates and bank specialists, the Universal Banker ensures well‑rounded customer support while maintaining high standards of accuracy, operational integrity, and compliance. Consistently delivers thoughtful follow‑up and high‑quality service, the Universal Banker strengthens customer loyalty, supports local economic growth, and reinforces the bank’s reputation as a trusted community partner. Universal Banker II has the flexibility to travel between branches to assist as needed. Greets customers and provides welcoming top‑notch customer service experience. Accurately operates and balances a teller drawer daily, balances the vault, coin machine, and ATM. Responsible for the completion and accuracy of batching and scanning of teller work through the Branch Capture System. Process customer transactions with accuracy and professionalism while maintaining a high level of customer service. Answers complex client inquiries regarding interest rates, service charges, and account transactions while complying with disclosure requirements, regulations, and consumer privacy policies. Accurately opens all consumer and commercial deposit accounts. Responds to client inquiries regarding interest rates, service charges and account histories while complying with disclosure requirements, regulations and consumer privacy policies. Identifies referral opportunities, refers clients and completes client follow up for additional retail and bank services. Accurately open all consumer and commercial deposit accounts. Take consumer loan applications, underwrite consumer loans, work with Central Loan Processing to decision/close consumer loans. Serves as a resource for training. Embraces and promotes the use of Salesforce and LSB360. Processes customer transaction with accuracy, and professionalism, while keeping a high level of customer service. Accurately open all consumer and commercial deposit accounts. Take consumer loan applications, underwrite consumer loans, work with Central Loan Processing to decision/close consumer loans. Serves as a resource for training. Complies with internal controls, operational procedures and risk management policies. Adheres to the organization’s established standards of professional appearance and behavior Represents Lincoln Savings Bank in a professional and positive manner in all duties, including active participation in civic, community, and networking events to foster strong relationships and enhance the Bank’s community presence. Performs additional duties and responsibilities as assigned by management. Position may require occasional company‑related travel; a valid driver’s license is required. Necessary Skills and Attributes: Experience in Customer Service. 1-2+yrs.Retail Banking experience required. Prior cash handling experience required. Ability to obtain Nationwide Multistate Licensing System (NMLS). Occasionally lift and/or move items over 10 pounds without reasonable accommodation. Proven track record of referring clients to all business lines while meeting or exceeding sales goals. Ability to take initiative and utilize sound judgement in decision‑making and higher‑level problem‑solving. Highly effective and professional written and verbal communication skills. Equal Opportunity Employer, including Veterans and Individuals with Disabilities. #J-18808-Ljbffr Lincoln Savings Bank